What are the responsibilities and job description for the Insurance Producer position at The Kozhuharov Insurance Agency?
Company Description Kozhuharov Insurance Agency is dedicated to serving clients with fairness, respect, and personalized guidance on managing their unique risks through financially sound insurance products. The agency combines deep expertise with advanced technology to streamline insurance sales, service, and claims, representing leading carriers and maintaining a strong, diverse client base. Team members receive ongoing training and tools to deliver high-quality service to clients and partner companies. Kozhuharov Agency is a subsidiary of Allen-Harmon-Mason-Selinger Insurance Agency, founded in 1917, and is an active member of the Michigan Association of Insurance Agents and the Independent Insurance Agents of America. The agency also prioritizes community welfare by supporting local projects and charities.
Role Description The Insurance Producer is a full-time, on-site role based in Rochester, MI, responsible for generating new business and managing existing client relationships across personal and commercial lines. Daily activities include prospecting and qualifying leads, conducting insurance needs assessments, preparing quotes, and presenting coverage options that align with clients’ financial protection goals. The role involves educating clients on policy features, recommending appropriate products, and ensuring accurate documentation and follow-up for applications, renewals, and claims support. The Insurance Producer collaborates with agency staff and carrier partners, leverages agency technology platforms for sales and service, and maintains compliance with agency procedures and regulatory requirements. Ongoing responsibilities include meeting production goals, providing responsive customer service, and contributing to a positive, team-oriented work environment.
Qualifications
- Strong foundation in Insurance Sales and Insurance products, with the ability to match coverage solutions to client needs.
- Excellent Communication and Customer Service skills to build trust, explain complex information clearly, and maintain long-term relationships.
- Knowledge of Employee Benefits and related insurance offerings, or willingness to learn and specialize in this area.
- Relevant state insurance producer license (or eligibility to obtain within a defined timeframe).
- Prior experience in an insurance agency, financial services, or a client-facing sales environment is preferred.
- Proficiency with modern office and CRM software, and comfort using agency management systems and digital tools.
- Strong organizational and time-management abilities, with attention to detail and follow-through.
- High level of professional integrity, reliability, and commitment to serving a diverse client base.