Director

🏡 Director / Manager, HELOC & Consumer Lending (Build & Lead Team)

📍 Atlanta, GA or Charlotte, NC

💼 Full-Time | Leadership Opportunity

About the Opportunity

We are building a new HELOC and consumer lending platform focused on financing large home improvement projects (kitchens, additions, pools, major renovations).

This is a high-impact leadership role where you will build and lead a team of Mortgage Loan Officers (MLOs) while helping shape the strategy, structure, and compliance framework of a fast-growing lending channel.

This is not a traditional MLO role — you will operate in a model similar to fintech POS lenders (e.g., GreenSky), where loan opportunities are sourced and pre-qualified by a national sales team, allowing your team to focus on closing, compliance, and execution rather than self-generating leads.

What You’ll Do

• Build, hire, and lead a team of Mortgage Loan Officers focused on HELOC, cash-out refinance, and consumer lending products
• Establish processes, workflows, and best practices for a new lending channel
• Ensure adherence to regulatory, compliance, and lending standards
• Partner closely with an internal sales organization that provides pre-qualified, in-home customer leads
• Drive performance across key metrics including conversion, funding volume, and customer experience
• Coach and mentor MLOs to maximize performance in a non-traditional, high-volume lead environment
• Help define and evolve the company’s home improvement financing strategy

What Makes This Different

• ✅ No self-sourcing required – leads are already generated and sold by a national salesforce
• ✅ Blend of mortgage fintech / point-of-sale lending
• ✅ Opportunity to build a team from the ground up
• ✅ Focus on larger loan sizes and major home improvement projects
• ✅ High visibility role with direct impact on business growth

What We’re Looking For

• Proven experience in mortgage lending, including HELOCs, refinance, and/or cash-out products
• Active NMLS license (multi-state preferred: CO, FL, AZ, KS, AL, KY)
• Leadership experience — team lead, manager, or building teams from scratch
• Strong understanding of lending compliance, regulations, and operational workflows
• Experience in high-volume production environments
• Bonus: Background in fintech, POS lending, or home improvement financing (GreenSky, Synchrony, Service Finance, etc.)

Location

• Preferred: Atlanta, GA or Charlotte, NC
• Relocation assistance available

Who This Role is Ideal For

• A top-producing MLO ready to step into leadership
• A current team lead/manager looking to build something from the ground up
• A lending professional interested in the future of mortgage fintech convergence