What are the responsibilities and job description for the Loan Originator position at The HELOC Company?
The Loan Originator is responsible for generating new business through client outreach and leads follow-up. This role involves assessing borrower needs, structuring loans, collecting documentation, and guiding clients through the loan application and closing process. The ideal candidate is self-motivated and customer focused.
Extensive sales and product training will be provided so no mortgage background is required!
Main Duties
- Originate mortgage loans through inbound/outbound leads
- Analyze borrowers' financial situations and recommend appropriate loan products.
- Educate clients on loan features, terms, and repayment options.
- Collect and review initial documentation to ensure application packages are complete and compliant.
- Maintain strong knowledge of current lending guidelines, loan products, interest rates, and compliance regulations.
- Collaborate with processors, underwriters, and closing teams to ensure a smooth and timely loan process.
- Build and maintain relationships with realtors, brokers, builders, and other referral sources.
- Accurately maintain systems with up-to-date loan pipeline data and client communications.
- Meet or exceed monthly production goals while ensuring quality and compliance.
- Provide exceptional customer service.
Education and Experience
- High school diploma or equivalent required; bachelor’s degree preferred.
Knowledge, Skills, Abilities
- Excellent verbal and written communication skills.
- Strong sales, negotiation, and relationship-building skills.
- Experience in a retail sales environment preferred
- Ability to work independently.
- Customer service and client management skills
- No mortgage experience necessary
- Recent college grads are encouraged to apply!
Pay: From $15.00 per hour
Benefits:
- 401(k)
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Paid time off
- Retirement plan
- Vision insurance
Work Location: In person
Salary : $15