What are the responsibilities and job description for the Mortgage Loan Officer position at The Harvard State Bank?
Job description
The Harvard State Bank has an opening for a Mortgage Loan Originator. This is a commissioned position with a base salary. We offer a competitive compensation package with a solid benefit package as well as the opportunity for growth.
Job duties include:
· Proactively solicits new residential mortgage business
· Continually identifies, develops and maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage opportunities
· Responds to customer inquiries and referrals that are generated from both their own contacts and from other business channels.
· Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines.
· Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies.
· Meets with customers as necessary during various stages of the loan process.
· Ensures an exceptional customer experience by overseeing loan process from loan application to origination and providing on-going communication to customers and business partners.
· Achieves production goals as established by bank.
· Moderate computer skills
· Solid selling skills requiring minimal supervision
Job Type: Full-time
Pay: From $35,000.00 per year plus monthly commission ($50,000 first 6 months, adjusted to $35,000 after 6 months)
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Referral program
- Vision insurance
Compensation Package:
- Commission pay
Experience:
- Mortgage Loan: 1 year (Preferred)
- Sales: 1 year (Preferred)
Work Location: In person
Job Type: Full-time
Pay: From $35,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Employee assistance program
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Compensation Package:
- Commission pay
Work Location: In person
Salary : $35,000