What are the responsibilities and job description for the Trust Associate position at The First National Bank & Trust Co.?
About Us
The First National Bank & Trust Company is a leading financial institution with corporate offices in Chickasha, OK and bank locations in the surrounding area.
For more than 130 years, the bank has remained a strong and faithful community partner with expertise in a full range of banking services. We are excited for the future and our continued commitment to the bank’s mission.
At FNBT, we commit to promote the success of our customers and communities, provide high quality financial services and maintain a strong, safe financial institution.
Job Summary
We’re looking for a dynamic professional to join the FNBT Trust Services team. The ideal candidate is an energetic problem-solver who thrives in a fast-paced environment and remains poised while juggling multiple priorities. The ideal candidate is someone who can swiftly switch gears to meet evolving department and customer needs without missing a beat. We are a collaborative group offering a career-track position with flexible scheduling; job title and compensation will be tailored to your unique experience.
In this role, you will serve as the primary contact for specific accounts and customers, responding promptly and courteously to customer requests and concerns.
Essential Functions
Trust Accounting & Administration: Post daily transactions (receipts/disbursements), balance accounts, maintain safekeeping logs, and set up/close accounts based on court orders or legal documents
Asset & Cash Management: Monitor cash balances to prevent overdrafts, facilitate investment purchases/sales, identify and value assets, and ensure adequate insurance coverage for trust assets
Client & Professional Relations: Serve as a point of contact for beneficiaries, represent the bank in meetings, and coordinate with attorneys, accountants, and tax professionals to resolve customer account issues
Compliance & Discretion: Make independent, discretionary decisions regarding account distributions, set up fee schedules, and ensure all activities comply with fiduciary standards and regulations
This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.
Qualifications:
Position Requirements
- Bachelor’s degree in business administration is preferred; however, four years of related experience may be substituted for the education requirement
- Experience in banking, insurance, tax, agriculture, oil and gas, investments, law office or accounting is required
- Shows initiative and willingness to continuously learn, and prioritizes accuracy in work product
- Engages with curiosity and a continuous improvement mindset
- Manages expectations and remains accountable while listening actively and valuing diverse perspectives
- Results-oriented and strives to consistently follow through on assignments and commitments
- Excellent verbal and written communication skills; able to present information professionally and clearly
Other Requirements
- Must reside in Oklahoma and pass a background and credit check
- May have intermittent local travel to other locations for meetings, training opportunities and bank events.