What are the responsibilities and job description for the Mortgage Administrator & Processor position at The First National Bank & Trust Co.?
About Us
The First National Bank & Trust Company is a leading financial institution with corporate offices in Chickasha, OK and bank locations in the surrounding area.
For more than 130 years, the bank has remained a strong and faithful community partner with expertise in a full range of banking services. We are excited for the future and our continued commitment to the bank’s mission.
At FNBT, we commit to promote the success of our customers and communities, provide high quality financial services and maintain a strong, safe financial institution.
Job Summary
We are looking for an organized, detail-oriented Mortgage Administrator & Processor. This position is responsible for maintaining consumer mortgage escrow records, paying escrow bills, processing secondary market mortgage loans, and HMDA input.
Essential Functions
- Verify and examine loan input regarding escrowed mortgages for accuracy
- Provide escrow information to customers
- Assemble, organize, process, and submit payment to the appropriate companies per escrow agreements
- Communicate with the credit administration department regarding maintenance and loan payoffs
- Balance general ledger accounts pertaining to escrow
- Create, maintain, and mail annual analysis statements
- Process paid escrowed notes and handle all paperwork and/or refunds of escrow balance when applicable
- Board in-house mortgage loans
- Scan and index mortgage loan documents
- Process secondary market mortgage loans
- Prepare loan documents, communicate with customers, schedule loan closings, and ensure loan packets are complete and accurate
Position Requirements
- High School Graduate or General Education Degree (GED) required
- 2 years banking experience preferred
- Intermediate computer skills including MS Word and Excel proficiency
Other Requirements
- Must reside in Oklahoma and pass a background and credit check
- This is an in-office position, and it is critical to remain available to team members during business hours
- May have intermittent local travel to other locations for meetings, training opportunities and bank events