What are the responsibilities and job description for the Senior Financial Analyst position at The EiRAM Group LLC?
The EiRAM Group is seeking a Senior Financial Analyst to evaluate SBA lenders, analyze 7(a) portfolio risk, and provide technical guidance supporting delegated authority and lender oversight decisions.
This is a senior-level role focused not only on analysis, but also on developing policy, improving oversight processes, and providing technical leadership.
What You’ll Do
- Evaluate SBA lenders for eligibility, qualifications, performance, and continued Delegated Authority.
- Conduct complex financial, credit, statistical, and portfolio risk analyses.
- Analyze 7(a) lender portfolios to identify trends, concentrations, emerging risks, and required actions.
- Develop recommendations for lender reviews, renewals, delegated authority, and risk mitigation.
- Develop and improve policies, procedures, standards, and methodologies for Delegated Authority and Desktop Reviews.
- Identify process gaps and implement improvements to lender oversight activities.
- Review analytical work prepared by other staff for quality, accuracy, and regulatory compliance.
- Prepare reports, memoranda, work papers, and briefings for management.
- Provide technical guidance on complex financial and credit-risk issues.
- Coordinate with SBA leadership, analysts, program managers, legal counsel, and EiRAM management to deliver program requirements and deadlines.
What You’ll Need
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field. Master's Degree preferred.
- 10 years of progressively responsible experience providing financial analysis, credit risk, portfolio analysis, banking, or regulatory oversight support to the Federal Government.
- Experience analyzing financial statements, credit risk, lender/loan portfolios, and quantitative and qualitative risk factors.
- Strong ability to interpret regulations, policies, and procedures and develop recommendations for management.
- Experience producing analytical reports, memoranda, work papers, and presentations.
- Advanced Excel skills, including pivot tables, lookups, conditional formulas, and statistical functions.
- Experience with SBA 7(a), 504, Delegated Authority, Desktop Reviews, or government-guaranteed lending preferred.
- Familiarity with SBA systems such as Lender Portal or CAFS is a plus.
Salary : $115,000 - $125,000