What are the responsibilities and job description for the Mortgage Underwriter position at The Dominion Group?
Who We Are:
Dominion Financial Services (DFS) is a mortgage originator focused on single-family real estate. DFS specializes in two main loan products: short-term bridge loans for fix & flip investors and long-term rental loans for landlords building their rental portfolios. DFS is thriving in the current competitive environment and consistently delivers aggressive quarterly growth, with an average origination volume of $70MM per month. We are seeking a detail-oriented Underwriter to join our growing team and contribute to our ongoing success.
Our Company’s Core Values
Dominion Financial Services (DFS) is a mortgage originator focused on single-family real estate. DFS specializes in two main loan products: short-term bridge loans for fix & flip investors and long-term rental loans for landlords building their rental portfolios. DFS is thriving in the current competitive environment and consistently delivers aggressive quarterly growth, with an average origination volume of $70MM per month. We are seeking a detail-oriented Underwriter to join our growing team and contribute to our ongoing success.
Our Company’s Core Values
- Integrity
- Accountable & Dependable
- Team Centric
- System & Process Oriented
- Service Ethic
- Organized Efficiency - Risk Management & Compliance
- Play a key role in driving sound investment decisions that directly impact company profitability and growth.
- Help shape the next generation of DFS’s underwriting technology by assisting with training AI models to mirror expert-level decision-making.
- Safeguard DFS against risk by ensuring underwriting accuracy and adherence to company standards.
- Help maintain DFS’s reputation as an industry leader by supporting high loan quality, efficient closings, and exceptional client outcomes.
- Analyze single-family residential real estate transactions.
- Assess construction and rehabilitation budgets.
- Provide structured feedback to AI tools on transaction risk factors and decision rationale to improve automated Underwriting.
- Prepare detailed financial analyses and investment summaries.
- Review AI-generated analytics for accuracy, ensuring the system learns to align with DFS standards and investment philosophy.
- Communicate effectively with internal and external stakeholders.
- Adapt to changing company strategies and processes.
- Minimum of 5 years as a Mortgage Underwriter with demonstrated ability to manage complex underwriting scenarios.
- Strong experience underwriting Non-QM products (bank statement, asset depletion, DSCR, 1099, and P&L loans).
- Comfort working with evolving AI tools.
- Expert understanding of both Agency and Non-QM lending guidelines and compliance requirements.
- Critical thinking and adaptability in a fast-moving environment.
- Strong Excel and Word skills.
- Excellent verbal and written communication.
- Proficiency with mortgage software systems, including Encompass and Mavent
- Comfort working with evolving AI tools.
- Experience training AI models.
- MLS/CoStar experience.
- Highly analytical with strong quantitative skills.
- Exceptional attention to detail.
- Focused and self-motivated.
- Demonstrated knowledge of construction and rehabbing.
- Health insurance
- Dental insurance
- Vision insurance
- 401(k)
- 401(k) matching
- Paid time off
- Company outings & social events
- Virtual events
- Companywide competitions and raffles
- Personal financial workshops
- Orioles season tickets
Salary : $70