Senior Credit Analyst

Company Description

The Claxton Bank (TCB), established in 1941, is a trusted financial institution serving southeast communities with a relationship-first approach to banking. With a focus on personalized service, TCB offers a full range of commercial and personal banking and lending solutions, including digital conveniences that combine modern technology with traditional care. Beyond banking, TCB takes pride in engaging with local communities as neighbors, volunteers, and partners committed to fostering growth and success. Embracing common-sense banking, TCB continues to build lasting relationships with individuals, families, and businesses. Learn more at www.tcbga.bank.

Role Description

This is a full-time on-site role as a Senior Credit Analyst, based in Jacksonville, FL. The Senior Credit Analyst will be responsible for evaluating and analyzing creditworthiness, assessing financial statements, and preparing detailed credit reports. The role includes collaborating with loan officers, identifying credit risks, ensuring compliance with bank policies, and maintaining strong relationships with clients. Additional responsibilities may include mentoring junior credit analysts and contributing to the development of risk mitigation strategies.

Qualifications

• Proven experience in credit analysis, risk assessment, and financial statement analysis
• Proficiency in tools and software used for financial modeling and data analysis
• Strong understanding of banking regulations, credit policies, and compliance standards
• Excellent interpersonal, communication, and negotiation skills
• Detail-oriented with strong problem-solving and decision-making abilities
• Ability to work collaboratively in a team environment and mentor junior colleagues
• Bachelor’s degree in finance, accounting, economics, or related field (MBA or advanced degree preferred)
• Experience in the banking or financial industry, particularly in commercial or personal lending, is a plus