Financial Analyst

About the Position
Provide support and recommendations to bank management regarding financial decisions through the use of data analytics.  

About the Opportunity
The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We’re different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.

Essential Duties
Utilize data resources within the bank to help design, implement and execute business decisions based on data analytics.  Oversee the accounting and recordkeeping for the bank's holding company.  Analyze financial data and provide forecasting and modeling support.  Ensure proper reporting of income taxes, earnings per share, stock-based compensation and other consolidated accounts.  Assist in the management of interest rate risk through data analysis, modeling and investment recordkeeping.  Analyze balance sheet trends to ensure the bank is maximizing net interest margin.  Perform analysis related to large depositors' expected deposit activity, cost of funds and pledging securities.  Assist the Controller in month-end and quarter-end processes.  Oversee design, implementation, execution and back testing as it relates to CECL standards. Research new accounting standards and regulatory standards, as applicable.  Serve as a liaison with internal and external auditors.  Ensure compliance with various accounting and banking laws and regulations.  Ensure proper regulatory reporting of all the applicable forms and filings.  Assist in budget to actual analysis, as needed.  Prepare monthly financial reports for the BOD for both the bank and holding company.  Other duties as required by supervisory personnel.

The Right Person
5 - 7 years' experience in accounting or finance in an FDIC insured financial institution or similar work environment
4-year degree in accounting or related field.
Extensive working knowledge of accounting as it applies to Bank operations
Exceptional Verbal and Written Communication Skills
Extensive Knowledge/Use of Microsoft Office and other PC applications
Ability to work with independently within time constraints

VEVRAA Federal Contractor