Underwriting Specialist

Job Description: Underwriting Specialist – Underwriting/New Business Department

American Home Life Insurance Company, Topeka, KS $37,500 - $50,000 per year

About American Home Life Insurance Company

American Home Life Insurance Company is a trusted insurance company dedicated to serving our Topeka community since 1909. We pride ourselves on offering comprehensive coverage and exceptional service while maintaining a supportive, employee-focused workplace culture.

Position Overview

We are seeking a detail-oriented Underwriting Specialist to join our Underwriting/ New Business Department. This role is responsible for reviewing insurance applications, gathering and evaluating medical information, and making underwriting decisions based on company guidelines. The ideal candidate will possess strong organizational skills, attention to detail, and the ability to communicate professionally with agents and applicants throughout the underwriting process.

This position offers an excellent opportunity to contribute to our mission of providing outstanding service while working in a collaborative, growth-oriented environment.

Key Responsibilities

• Review new insurance applications to ensure all required information is complete and accurate

• Speak directly with agents and applicants to review applications and confirm required information and authorization

• Evaluate medical information gathered during the underwriting process and determine whether applications meet Company guidelines

• Enter and verify application data within internal systems with a strong focus on accuracy and detail

• Communicate with agents and applicants to obtain any outstanding information and provide clear, professional updates throughout the underwriting process

• Maintain organized documentation and accurate records throughout the life of the application

• Deliver a high level of service to agents and applicants while managing multiple applications at once

• Contribute to a team-focused environment and assist with process improvements when opportunities arise

Qualifications

• Strong attention to detail and organizational skills

• Excellent verbal and written communication skills

• Proficiency using Microsoft products and ability to learn new software

• Ability to work independently and as part of a team in a fast-paced environment

• Previous life or health insurance experience, preferred

• Background in healthcare, insurance, or underwriting, preferred

• Familiarity with medical terminology, preferred

What We Offer

Comprehensive Benefits Package:

Retirement:

• 100% employer-funded pension plan with vesting after 3 years

• 401(k) with 20% employer match (up to 5% of salary)

Health & Wellness:

• Platinum-tier medical insurance through Blue Cross Blue Shield of Kansas - fully covered by AHL for employees

• Comprehensive dental coverage

• Long-term disability insurance at no cost to employees

• Discounted life insurance rates

• On-site gym access

• Flexible Spending Account (FSA) option

Time Off:

• 2-3 weeks paid vacation (based on position level)

• Friday afternoons off for 10.5 months per year (approximately 4 additional weeks off annually)

• Generous sick time accrual (3.75 hours per pay period, up to 675 hours)

• 24 hours personal time per year

Additional Perks:

• Office Hours: 37.5 hours per week

o Monday–Thursday: 7:45 a.m. to 4:25 p.m. (30-minute lunch breaks)

o Friday: 7:45 a.m. to 12:15 p.m. (No lunch break)

o During the Medicare Annual Enrollment Period (October 15–December 7), Friday hours extend to 4:25 p.m. (30 -minute lunch break) – Subject to change

• Career development and training opportunities

• Service milestone awards (5, 10, 15 years)

• Supportive work-life balance culture

Why Join AHL?

At American Home Life, we believe in investing in our employees. From day one, you'll be part of a team that values your contributions and supports your professional growth. Our comprehensive benefits package, flexible work environment, and commitment to work-life balance make AHL an employer of choice in the Topeka area.

How to Apply

Ready to take the next step in your insurance career? We'd love to hear from you! Please submit your resume and a brief cover letter highlighting your relevant experience.

American Home Life Insurance Company is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Job Type: Full-time

Pay: $37,500.00 - $50,000.00 per year

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• On-site gym
• Paid time off

Work Location: In person

Salary : $37,500 - $50,000