Private Mortgage Banker

An established private banking organization is seeking an experienced Private Mortgage Banker to build and grow residential mortgage relationships with high-net-worth individuals, families, and business owners. This is an opportunity for a proven mortgage professional to leverage an established referral network, develop new business, and deliver tailored financing solutions for clients with sophisticated financial needs.

In this role, you’ll go beyond traditional mortgage lending. You’ll structure customized financing for complex transactions, including jumbo mortgages, portfolio lending, and other specialized residential loan solutions. Working closely with private bankers, wealth management professionals, and internal credit teams, you’ll help clients navigate important real estate decisions while identifying opportunities to deepen long-term banking relationships.

For a relationship-driven mortgage professional with a strong production history and an entrepreneurial approach to business development, this position offers the opportunity to expand your portfolio, serve an affluent clientele, and build lasting relationships within a collaborative private banking environment.

What You'll Do

• Grow your mortgage business: Generate new opportunities through your professional network, client referrals, real estate relationships, and targeted business development efforts.
• Structure sophisticated financing solutions: Originate and close residential mortgage loans, including jumbo, non-QM, portfolio, bridge, and construction-to-permanent financing.
• Serve an affluent clientele: Build trusted relationships with high-net-worth individuals, families, and business owners, understanding their real estate objectives, financial positions, and liquidity needs.
• Deliver customized lending strategies: Evaluate complex borrower profiles and develop financing solutions that align with individual client circumstances and long-term financial goals.
• Expand client relationships: Partner with private bankers and wealth management professionals to identify opportunities for broader banking relationships, including deposits, investments, and other financial services.
• Own the lending process: Manage the mortgage pipeline from initial consultation and application through underwriting, approval, and closing, ensuring a responsive, high-touch client experience.
• Drive production and profitability: Meet established goals for loan volume, revenue, client acquisition, and relationship growth.
• Collaborate across the organization: Work with credit, underwriting, relationship management, and closing teams to navigate complex transactions and deliver effective solutions.
• Build your market presence: Strengthen referral partnerships and expand the bank’s reach within the high-net-worth residential mortgage market.
• Maintain lending standards: Ensure all activities comply with applicable regulations, internal policies, and underwriting requirements.

What You Bring

• 8 years of residential mortgage lending experience, including substantial exposure to jumbo and specialized mortgage products.
• An active Mortgage Loan Originator (MLO) license through NMLS in good standing.
• A demonstrated history of originating high-balance residential mortgages and consistently achieving production goals.
• A strong network of clients, real estate professionals, and referral partners, with the ability to generate new business and develop lasting relationships.
• Experience evaluating complex borrower financials and structuring lending solutions for clients with sophisticated financial needs.
• Strong knowledge of residential mortgage products, underwriting guidelines, pricing strategies, and applicable lending regulations.
• Excellent communication, negotiation, presentation, and relationship management skills.
• Strong organizational skills and proficiency with mortgage origination systems and CRM platforms.
• A bachelor's degree in Finance, Business, Real Estate, or a related field, or an equivalent combination of education and professional experience.

Preferred Experience

• Background in private banking, wealth management, or high-net-worth mortgage lending.
• Experience with portfolio lending, non-QM products, bridge financing, and construction-to-permanent loans.
• Established relationships with affluent borrowers, real estate professionals, and other valuable referral sources.
• Experience collaborating with private bankers and wealth management teams to identify opportunities across a client's broader financial relationship.
• A track record of growing mortgage production while contributing to overall client acquisition and relationship profitability.

Why Consider This Opportunity?

• Work with an affluent clientele: Serve high-net-worth individuals and families with complex residential financing needs.
• Deliver more than conventional mortgage solutions: Apply your expertise to sophisticated lending scenarios that benefit from customized structuring and a relationship-focused approach.
• Grow your business: Leverage your network and business development skills to expand production and establish long-term client relationships.
• Build broader financial partnerships: Collaborate with private banking and wealth management professionals to deliver a more comprehensive client experience.
• Join a relationship-focused organization: Work alongside professionals who value personalized service, thoughtful lending solutions, and lasting client relationships.
• Earn based on your performance: Competitive, production-based compensation provides the opportunity to align your earnings with your business development and production success.

Ready to Take the Next Step?

If you’re an established mortgage professional who excels at building relationships, originating high-value loans, and delivering creative financing solutions, this is an opportunity to take your business further within a private banking environment.

Apply today to learn more about this opportunity and take the next step in your mortgage lending career.

About The Agency Recruiting

The Agency Recruiting is a specialized search firm connecting high-performing professionals with growth-focused organizations across a wide range of industries nationwide. Through strategic and confidential partnerships, we help companies identify and secure the talent needed to drive long-term success.

Career opportunities listed on The Agency Recruiting’s official website and LinkedIn page are verified and credible. Postings appearing on third-party job boards are not validated by The Agency Recruiting.

Equal Employment Opportunity

The Agency Recruiting is an Equal Employment Opportunity (EEO) employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected by applicable federal, state, or local law.