Underwriter Specialist

We’re excited you’re considering joining a great place to work!

Texas Mutual is deeply committed to creating and maintaining an environment of mutual respect and is proud to be an equal opportunity employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to age, race, color, national origin, religion, sex, gender identity, sexual orientation, genetic information, veteran status, or any other basis protected by local, state, or federal law.

About This Position

Why Join Texas Mutual?

• Impact: Directly influence the Lone Star State's business landscape and help communities succeed.
• Opportunity: Grow your career with mentorship, training, and the autonomy to lead.
• Culture: Join passionate colleagues who care about safety, community, and each other—and give back during the workday with organizations meaningful to you.
• Flexibility: Enjoy our flex-hybrid approach with a mix of remote and in-office collaboration, plus the ability to work from anywhere in the U.S. for two weeks each year.
• Reward: Competitive pay, exceptional benefits, vacation, personal and sick time—and so much more.
  
  

Responsibilities & Qualifications

In This Role, You Will:

• Champion Growth: Underwrite and skillfully negotiate large and complex new and renewal workers' compensation policies to drive company written premium goals.
• Analyze & Decide: Evaluate applications, reports, account information, and coverage requests—applying company and regulatory guidelines to determine risk acceptability and pricing with confidence and precision.
• Negotiate and Win: Document defensible pricing and coverage decisions within your designated letter of authority, balancing profitability with agent and customer satisfaction.
• Own Your Portfolio: Operate with independence in managing and developing key agency relationships through field visits, value proposition presentations, top-tier service delivery, and strategic pursuit of business opportunities.
• Juggle Priorities: Exhibit superior desk management skills to meet or exceed agency needs and company service standards—delivering quality every time.
• Elevate Others: Serve as the underwriting subject-matter expert, providing technical assistance, training, and mentorship to the next generation of underwriters.
• Expand Our Reach: Actively network at industry and recruiting events to grow the Texas Mutual brand and cultivate new opportunities.
  
  

Your Strengths

• Strategic Account Manager: You craft a profitable book of business—writing new accounts, strengthening agency relationships, and protecting renewals through expert portfolio management.
• Problem Solver: Data, risk, and numbers are your playground. You proactively identify underwriting and agency challenges, applying independent critical thinking to drive effective solutions.
• Clear Communicator: You connect effortlessly with agents, producers, territory managers, and internal partners—presenting proposals, negotiating terms, and forging lasting relationships.
• Collaborative Teammate: You lift others up—mentoring, training, sharing best practices, and contributing to the team's collective success across the business unit and enterprise.
• Conscientious Professional: The details matter to you, from accurate documentation to state-compliant account reviews and mastery of complex underwriting guidelines and automated systems.
  
  

Required Qualifications

• Bachelor’s degree or equivalent education, training, or experience.
• At least 8 years of related experience or equivalent education, training, or experience.
  
  

Texas Mutual Pay Transparency

The base pay range is based on the market evaluation of the job and may include pay for multiple levels. Individual base pay within the range is determined by a variety of factors, including experience, performance, education, and demonstration of skills and competencies required for each role. Your recruiter can discuss the full value of our total compensation package with you, including our generous bonus plans and flex-hybrid work model.

Base Pay Range: $54.20 - $66.95 Per Hour

Flex-Hybrid Work Environment

Texas Mutual’s flex-hybrid schedule allows you to bring your best self to work by working remotely and collaborating in the office based on business needs. All Texas Mutual employees are required to have Texas residency and travel to their designated office as needed.

Our Benefits

• Annual performance bonus and merit-based pay increase
• Lifestyle Savings Account ($1,000 per year)
• Automatic 4% employer contribution to retirement plan
• 401k plan with 100% employer match up to 6%
• Student loan repayment matching in 401k plan
• Three weeks’ time off for vacation
• Nine paid holidays and two personal days each year
• Day one health, Rx, vision and dental insurance
• Life and disability insurance
• Flexible spending account
• Pet insurance and pet Rx discounts
• Free on-site gym, fitness classes, and health and wellness resources
• Free identity theft protection
• Free student loan repayment and refinancing consultation
• Professional development and tuition reimbursement
• Employee referral bonus
• Free onsite snacks