What are the responsibilities and job description for the Real Estate Mortgage Loan Originator position at Texana Bank?
About Texana Bank, N.A.
Texana Bank first opened its doors in 1914 in Linden, Texas. In the past century, banks in our region have come and gone, but Texana is different. At Texana, we believe in growing for the right reasons — to better serve you.
Texana now boasts four full service branches throughout East Texas, in addition to two branches in Arkansas. We also have several mortgage offices to serve you. We’ re bringing honesty back to banking. Our staff has the tools and knowledge to help you achieve your goals faster. At Texana, we call you by name, and we’ re personally invested in your success. We’ re not going anywhere.
Position Summary
The Real Estate Mortgage Loan Originator is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. This position holds an active Real Estate License and may act in dual capacity as a part of the Texana REMLO Program.
Key Responsibilities
Texana Bank Mortgage
1680 Keller Pkwy
Keller, TX 76248
Texana Bank first opened its doors in 1914 in Linden, Texas. In the past century, banks in our region have come and gone, but Texana is different. At Texana, we believe in growing for the right reasons — to better serve you.
Texana now boasts four full service branches throughout East Texas, in addition to two branches in Arkansas. We also have several mortgage offices to serve you. We’ re bringing honesty back to banking. Our staff has the tools and knowledge to help you achieve your goals faster. At Texana, we call you by name, and we’ re personally invested in your success. We’ re not going anywhere.
Position Summary
The Real Estate Mortgage Loan Originator is responsible for originating residential mortgage loans and supporting the loan production efforts within the branch. While the role does not include direct supervisory responsibility, the Team Lead may receive overrides on qualified loans originated by other Mortgage Loan Originators. This position must meet the Outside Sales Exemption criteria as defined by the Fair Labor Standards Act (FLSA) and applicable state regulations, meaning a significant portion of the employee’s time is spent conducting sales activities away from the employer’s place of business. This position holds an active Real Estate License and may act in dual capacity as a part of the Texana REMLO Program.
Key Responsibilities
- Originate mortgage loans in accordance with company guidelines and lending regulations
- Conduct borrower interviews to gather required financial information and assess eligibility
- Evaluate applicant financial documents to determine appropriate loan programs
- Educate clients on available loan products, terms, and procedures
- Submit complete loan applications to the processing team for approval and underwriting
- Maintain accurate records in the loan origination system
- Ensure timely follow-up with clients, processors, and underwriters
- Collaborate with internal departments to ensure smooth loan closings
- Meet established productivity and quality goals
- Maintain knowledge of current lending policies, compliance standards, and industry trends
- High school diploma or equivalent; college coursework or degree preferred
- Valid NMLS license as required by state and federal regulations
- Previous experience in mortgage lending or financial services preferred
- Strong interpersonal and communication skills
- Ability to manage multiple tasks and prioritize in a fast-paced environment
- Familiarity with loan origination systems and Microsoft Office tool
Texana Bank Mortgage
1680 Keller Pkwy
Keller, TX 76248