What are the responsibilities and job description for the Mortgage Loan Originator Trainee; BR 21 - 4MM; 10.1.2025 position at Texana Bank National Association?
Description
Position Type: Full-Time, Hourly Non-Exempt (Base Wage Commission)
Department: Mortgage Sales
Reports To: Mortgage Branch Manager or Sales Manager
Position Summary
The Mortgage Loan Originator Trainee is an entry-level role designed to provide hands-on training and mentorship in residential mortgage lending. During the initial 90-day probationary period, the trainee will receive structured support to develop industry knowledge, product awareness, and proficiency in loan origination procedures. Upon successful completion of the probationary period, the individual is eligible to transition into a Mortgage Loan Originator position.
This position offers a base hourly wage during the training phase, with access to commission opportunities based on individual loan production.
Requirements
Key Responsibilities
- Participate in structured training focused on mortgage products, compliance, loan systems, and sales techniques
- Assist licensed originators in collecting and reviewing borrower financial information
- Shadow loan consultations and client interactions to observe best practices
- Learn procedures for submitting loan applications, coordinating with processors, and facilitating closings
- Develop proficiency in loan origination systems and documentation standards
- Attend internal meetings, workshops, and mentoring sessions to build role-readiness
- Begin cultivating a personal pipeline under supervision and with compliance oversight
- Maintain accurate tracking of activities and report training progress to management
Transition Responsibilities (Post-Probation)
- Originate residential mortgage loans independently in accordance with company guidelines
- Conduct client consultations to determine suitable loan products and terms
- Build and manage personal loan pipeline with attention to compliance and customer service
- Contribute to branch goals and participate in ongoing training and development
Required Qualifications:
- High school diploma or equivalent; college coursework in business or finance preferred
- Strong communication and customer service skills
- Willingness to obtain NMLS licensing during or prior to transition into full originator role
- Ability to follow structured learning and adapt to a fast-paced environment
- Basic familiarity with financial concepts and data privacy practice
Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
Texana Bank Mortgage
1680 Keller Pkwy
Keller, TX 76248