Demo

Mortgage Loan Officer

Ternus Lending, LLC
Charlotte, NC Full Time
POSTED ON 4/10/2026
AVAILABLE BEFORE 5/9/2026
Welcome to Ternus, where our foundation is built on a simple yet transformative idea: a lending company created by investors, for investors. In the dynamic world of real estate investment, we saw a gap – a need for a lender who not only provides funds but understands the journey, challenges, and aspirations of fellow investors. That’s where our story begins.

Are you ready to level up your career in the real estate investment lending space? Ternus is on the hunt for motivated and dynamic Mortgage Loan Officers to drive success in 1-4 family residential investment property lending. This is more than a job—it's your opportunity to educate, inspire, and empower property investors while building meaningful relationships in a rapidly growing market.

What You’ll Be Doing

  • Be the go-to expert for residential property investors by educating them, originating our game-changing loan products, and helping them achieve their financial goals.
  • Stay ahead of the curve by mastering our lender product offerings, guidelines, and systems to seamlessly guide loans through Due Diligence, Underwriting, and Closing processes.
  • Spread the word by distributing compelling marketing materials and conducting customer qualification analyses.
  • Maximize your impact by efficiently managing company-supplied leads and Salesforce contact databases, ensuring timely follow-up and quality lead handling.
  • Crush your targets by consistently exceeding weekly, monthly, and annual origination production goals.

What We’re Looking For

  • Experience: 2 years in residential/commercial mortgage lending (or equivalent).
  • Skills: A natural talent for sales, customer service, negotiation, and problem-solving.
  • Education & Licensing: A Bachelor’s degree is a plus, and mortgage state licensing is preferred.

Your Reward

  • Base Salary: $50,000 annually.
  • Commission: Earn $500 per funded unit OR 20 BPS of the loan amount (whichever is greater) on Ternus-originated loans.
  • Total Pay Range: $130,000 to $150,000 annually, with bonus opportunities.

Why Ternus? At Ternus, we’re not just another lender. We’re a team of seasoned investors who created a lending platform by investors, for investors. We understand the journey, challenges, and triumphs of the real estate game. Joining us means stepping into a company with limitless growth potential and offering loan products that stand out in a sea of traditional options.

Additional Perks

  • Work Schedule: Monday to Friday.
  • Location: HYBRID: Charlotte, NC (REMOTE available with experience)
  • License/Certification: MLO License preferred but not required.

How to Apply: Ready to make an impact? Submit your resume and complete the assessment linked below. Don’t wait—opportunities like this don’t stay on the market for long!

Salary : $130,000 - $150,000

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