Mortgage Loan Originator

Mortgage Loan Originator

· Perm

· Salary: $54K

· Several Locations

• Melville, NY
• Sarasota, FL
• Pittsburgh, PA

The Mortgage Loan Originator is responsible for guiding borrowers through the mortgage loan process from initial consultation to closing. This role focuses on assessing borrower needs, evaluating financial eligibility, and recommending appropriate loan products while delivering exceptional customer service and ensuring full compliance with lending regulations.

Key Responsibilities

• Identify, cultivate, and manage relationships with prospective borrowers through referrals, networking, and lead generation activities.
• Conduct thorough borrower consultations to assess financial goals, explain available loan programs, and determine suitable mortgage options.
• Collect, review, and verify borrower documentation including income statements, credit reports, bank statements, tax returns, and employment information.
• Analyze applicant financial profiles to determine qualification, calculate debt-to-income ratios, and evaluate lending risk.
• Guide clients through the loan application process, ensuring accuracy and completeness of all submitted documents.
• Manage a pipeline of active loans, communicating frequently with borrowers regarding loan status, outstanding conditions, and timelines.
• Coordinate closely with processors, underwriters, appraisers, title companies, and real estate agents to ensure a smooth and timely loan approval and closing process.
• Stay current on mortgage products, interest rates, lending guidelines, and regulatory requirements to provide accurate information to clients.
• Ensure adherence to all federal, state, and company lending regulations, including RESPA, TILA, HMDA, and fair lending practices.
• Maintain detailed and accurate records within loan origination systems (LOS) and CRM platforms.
• Participate in sales activities such as community events, open houses, and partnership meetings to generate new business.
• Deliver high-quality customer service, effectively addressing borrower questions and maintaining strong client relationships throughout the loan lifecycle.

Are You a Sales Superstar? Join Our Winning Team!

Are you an ambitious, results-driven individual with a passion for sales? Do you thrive in a fast-paced environment where your success is directly rewarded? If so, we want YOU to join our dynamic sales team!

What We Offer:

• Competitive base salary uncapped commission – your earning potential is in your hands!
• Comprehensive PAID training and ongoing mentorship to ensure your success.
• Company provided LEADS daily
• Career growth opportunities – we promote from within!
• A vibrant, high-energy work environment with a supportive team culture.
• Performance-based incentives, bonuses, and rewards.

· Comprehensive benefits: Medical, Dental, Vision, LTD, & 401(k) participation, paid time off

Why Join Us?

This is more than just a job – it’s an opportunity to build a lucrative career with a company that values your hard work. If you're looking for a role where effort equals rewards, apply today and start your journey to financial and professional success!