What are the responsibilities and job description for the Loan Officer position at TBF Mortgage?
Company Description TBF Mortgage is a mortgage lending company focused on helping individuals and families secure home financing solutions that fit their needs. The organization emphasizes ethical lending practices, clear communication, and personalized service throughout the loan process. Team members collaborate closely to deliver responsive support and streamlined experiences for clients and partners. TBF Mortgage values professionalism, integrity, and long-term relationships in the communities it serves.
Role Description The Loan Officer role at TBF Mortgage is a full-time, on-site position based in Bonita Springs, FL. In this role, the Loan Officer meets with prospective borrowers, evaluates their financial profiles, and recommends appropriate mortgage products. Daily responsibilities include originating and processing loan applications, gathering and reviewing documentation, coordinating with underwriting, and ensuring loans comply with company and regulatory guidelines. The Loan Officer provides ongoing customer service, explains loan terms and requirements clearly, and maintains regular communication with clients, real estate partners, and internal teams to move loans efficiently from application to closing. This position also involves maintaining a pipeline of business through networking, referrals, and relationship-building activities.
Qualifications
- Experience in loan origination and working in a Loan Officer capacity, with a strong understanding of mortgage products and processes.
- Knowledge of finance principles and lending regulations, including the ability to assess creditworthiness and analyze financial documentation.
- Background in underwriting or collaboration with underwriting teams to ensure accurate, compliant loan decisions.
- Strong customer service skills, with the ability to build trust, explain complex information clearly, and maintain relationships with borrowers and partners.
- Effective communication and interpersonal skills, with attention to detail and strong organizational abilities.
- Proficiency with loan origination systems, basic office software, and documentation management tools.
- Ability to work on-site in Bonita Springs, FL, manage multiple files simultaneously, and meet deadlines in a fast-paced environment.
- Relevant licensing as required by state and federal regulations (e.g., NMLS registration), and prior mortgage lending or banking experience preferred.