Java Payments Processing Developer

About the job

We are

At Synechron, we believe in the power of digital to transform businesses for the better. Our global consulting firm combines creativity and innovative technology to deliver industry-leading digital solutions. Synechron’s progressive technologies and optimization strategies span end-to-end Artificial Intelligence, Consulting, Digital, Cloud & DevOps, Data, and Software Engineering, servicing an array of noteworthy financial services and technology firms. Through research and development initiatives in our FinLabs we develop solutions for modernization, from Artificial Intelligence and Blockchain to Data Science models, Digital Underwriting, mobile-first applications and more. Over the last 20 years, our company has been honored with multiple employer awards, recognizing our commitment to our talented teams. With top clients to boast about, Synechron has a global workforce of 14,500 , and has 58 offices in 21 countries within key global markets.

Our Challenge

We are seeking an experienced and highly skilled Senior Java Developer with a proven background in payments processing to join our dynamic team in Charlotte, NC. In this role, you will be instrumental in designing, developing, and maintaining secure, scalable payment solutions for our banking and financial services clients. You will collaborate with cross-functional teams to deliver innovative payment processing systems that meet industry standards and compliance requirements.

Additional Information*

The base salary for this position will vary based on geography and other factors. In accordance with law, the base salary for this role if filled within Charlotte NC/ Iselin, NJ is $100K - $115K /year & benefits (see below).

The Role

Responsibilities:

• Lead and develop robust Java-based payment processing systems, integrating with various payment gateways and protocols (e.g., ISO 20022, SWIFT, ACH, card networks).
• Design and implement high-performance, secure API solutions supporting real-time payment transactions.
• Collaborate with business analysts, product managers, and security teams to gather requirements and translate them into technical designs.
• Ensure compliance with industry regulations such as PCI DSS and other security standards.
• Maintain and enhance existing payment platforms, troubleshoot issues, and optimize system performance.
• Mentorjunior developers, conducting code reviews and fostering best practices.
• Integrate third-party payment vendors and develop custom interfaces as needed.
• Participate in architectural decisions, ensuring scalable, resilient solutions.
• Document technical solutions and complex payment workflows for future reference and audits.

Requirements:

Bachelor’s or Master’s degree in Computer Science, Engineering, or related field.

10 years of hands-on Java development experience, with at least 7 years in payments processing or financial services.

Deep understanding of payment processing methods including ACH, wire transfer, card payments, and electronic funds transfers.

Strong experience with payment protocols and standards such as ISO 20022, SWIFT, EMV, and PCI DSS.

Expertise with RESTful APIs, microservices architecture, and cloud-based deployment.

Familiarity with technologies such as Spring Boot, Spring Security, Kafka, and SQL/NoSQL databases.

Excellent knowledge of security best practices related to payments and sensitive data handling.

Proven experience working in Agile/Scrum environments.

Strong communication and leadership skills.

Preferred, but not required:

• Experience with other databases like SQL or NoSQL.
• Knowledge of cloud platforms (AWS, Azure, GCP).
• Exposure to DevOps tools and CI/CD pipelines.

We offer:

• A highly competitive compensation and benefits package.
• A multinational organization with 58 offices in 21 countries and the possibility to work abroad.
• 10 days of paid annual leave (plus sick leave and national holidays).
• Maternity & paternity leave plans.
• A comprehensive insurance plan including medical, dental, vision, life insurance, and long-/short-term disability (plans vary by region).
• Retirement savings plans.
• A higher education certification policy.
• Commuter benefits (varies by region).
• Extensive training opportunities, focused on skills, substantive knowledge, and personal development.
• On-demand Udemy for Business for all Synechron employees with free access to more than 5000 curated courses.
• Coaching opportunities with experienced colleagues from our Financial Innovation Labs (FinLabs) and Center of Excellences (CoE) groups.
• Cutting edge projects at the world’s leading tier-one banks, financial institutions and insurance firms.
• A flat and approachable organization.
• A truly diverse, fun-loving, and global work culture.

SYNECHRON’S DIVERSITY & INCLUSION STATEMENT:

Diversity & Inclusion are fundamental to our culture, and Synechron is proud to be an equal opportunity workplace and is an affirmative action employer. Our Diversity, Equity, and Inclusion (DEI) initiative ‘Same Difference’ is committed to fostering an inclusive culture – promoting equality, diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger, successful businesses as a global company. We encourage applicants from across diverse backgrounds, race, ethnicities, religion, age, marital status, gender, sexual orientations, or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements, mentoring, internal mobility, learning and development programs, and more.

All employment decisions at Synechron are based on business needs, job requirements and individual qualifications, without regard to the applicant’s gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law.