Technical Architect / Banking Solutions Lead

Essential Technical Experience

•       10 years in banking technology with focus on core banking systems or payment platforms

•       5 years hands-on experience architecting and implementing large-scale enterprise systems integration solutions

•       Deep expertise in payment processing, clearing, and settlement systems

•       Proven experience designing and implementing complex API-based integration architectures (REST, SOAP, ISO 8583)

•       Strong experience with cloud-based architectures (Azure, Google Cloud Platform, or AWS)

•       Extensive experience with microservices architectures and event-driven design patterns

•       Proven track record working in Agile frameworks with sprint-based delivery models

•       Practical knowledge of database design, data migration strategies, and data integration patterns

•       Understanding of high-availability and disaster recovery architectures

Banking & Payments Domain Expertise

•       Deep understanding of retail banking operations and account management across multiple account types

•       Comprehensive knowledge of IFPE account types (Level 2, 3, and 4) including their distinct technical requirements, transaction limits, and operational characteristics

•       Expert knowledge of payment systems, particularly interbank transfers and card processing

•       Experience with real-time payment systems (SPEI experience highly valuable)

•       Understanding of debit card processing, authorization flows, and settlement

•       Knowledge of correspondent banking, remittances, and cross-border payments

•       Understanding of banking reconciliation processes and financial controls

Regulatory & Compliance Knowledge

•       Strong understanding of banking regulatory frameworks

•       Direct experience with Mexican financial regulations (FinTech law, CNBV, Banxico) strongly preferred

•       Knowledge of IFPE-specific requirements and account type regulations

•       Understanding of financial data protection and privacy requirements

•       Familiarity with banking audit and compliance requirements

•       Experience with regulatory reporting requirements

•       Knowledge of SPEI system rules and Banxico oversight

Security & Compliance Technical Skills

•       Expertise in financial services security requirements (PCI-DSS, ISO 27001, SOC 2)

•       Understanding of encryption standards and key management

•       Experience with authentication and authorization frameworks (OAuth 2.0, SAML 2.0)

•       Knowledge of audit trail and logging requirements for banking systems

•       Understanding of penetration testing and vulnerability management

•       Experience with security architecture and controls in cloud environments