BSA & FRAUD ANALYST II-III

Summit State Bank is an award-winning Community Bank whose core values are based on making a positive impact on our employees, customers, and the communities we serve. Our employees are important to us, we provide rewarding career paths with competitive pay and excellent benefits. If you want to work for a Community Bank that values you and your contributions, we encourage you to apply.

We are seeking a detail oriented and experienced BSA Fraud Analyst II or III to join our team. This is an in-office position that is responsible for performing complex duties required to ensure the Bank’s compliance with the Bank Secrecy Act (BSA), Anti Money Laundering, Office of Foreign Asset Control (OFAC) monitoring and Financial Crimes Enforcement Network (FinCEN) requirements. The ideal candidate must have a strong background in regulatory monitoring, transaction analysis and financial crime prevention. Pay Range: $30.00-$38.00.

Key Responsibilities:

• Conduct comprehensive reviews and investigations of suspicious/potential suspicious activities and the maintenance of supporting documentation.
• Prepare and submit reports to FinCEN and other regulatory agencies as required.
• Accurately gather and/or verify information in accordance with the Bank’s Customer Identification Program as required for this position.

• Gathers information for the Bank’s annual BSA/AML risk assessments.
• Performs enhanced due diligence on the Bank’s high-risk customers.
• Responsible for daily review of alerts and cases using the Bank’s BSA monitoring systems.

• Ensure adherence to established policies, procedures, and regulatory guidelines.
• Collaborate with internal teams to support compliance efforts and mitigate financial crime risks.
• Maintain up-to-date knowledge of relevant laws, regulations, and industry best practices.

Qualifications:

• Minimum 2 years of direct experience in BSA/AML compliance.
• Strong understanding of BSA, AML, OFAC, and FinCEN regulatory requirements.
• Experience using transaction monitoring and case management systems.
• Excellent analytical, communication, and problem-solving skills.
• Ability to work independently and as part of a team in a fast-paced environment.
• Relevant certifications (e.g., CAMS) are a plus.
• Cannabis banking experience will be required for the BSA and Fraud Analyst III position.

Summit State Bank offers a generous benefits package that supports our employees' needs. The benefits offered include Medical, Dental, Vision, FSA, Life, AD&D and LTD coverage, employer HSA contributions of up to $4,000 annually, a 401(k) with employer-matching contributions. Summit State Bank also provides tuition reimbursement, wellness resources, internal mentorship programs and paid volunteer time off. All full-time positions are eligible for a minimum of three weeks of paid vacation annually.

All applicants should apply on our website: https://www.summitstatebank.com/careers.php.

Summit State Bank is an Equal Opportunity/Affirmative Action Employer and provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.