What are the responsibilities and job description for the ALM & Treasury Manager position at STRIDE BANK NA?
The ALM & Treasury Manager is responsible for managing Asset-Liability Committee (ALCO) reporting, daily liquidity monitoring, interest rate risk modeling, and investment and securities management. This role play a critical role in ensuring the bank’s liquidity, capital adequacy, and interest rate risk positions are monitored, analyzed, and reported accurately to support sound financial decision-making.
PRINCIPAL DUTIES AND RESPONSIBILITIES
- Prepares and analyzes ALCO reports; provides insights on liquidity and capital positions.
- Conducts daily liquidity monitoring and early ACH tracking to identify trends and potential risks.
- Performs liquidity and capital stress testing under various economic scenarios to assess the Bank’s resilience.
- Develops and maintains Interest Rate Risk (IRR) models; performs assumption analysis and validates model accuracy.
- Conducts research and analysis on securities investments, supporting investment decisions and portfolio management.
- Manages monthly securities reporting and reconciliation processes, ensuring compliance with regulatory standards.
- Collaborates closely with Finance, Treasury, and Risk Management teams to provide actionable insights.
- Supports the preparation of materials for ALCO meetings and regulatory reporting, as required.
- Performs other duties as assigned.
EDUCATION AND/OR EXPERIENCE
- Bachelor’s degree in Finance, Economics, Accounting, or a related field, required.
- 5 years’ experience in banking risk management, asset-liability management, or treasury functions, required.
KNOWLEDGE, SKILLS, AND ABILITIES
- Strong understanding of liquidity management, interest rate risk modeling, and securities analysis.
- Proficiency with financial modeling and reporting tools; knowledge of ALM software a plus.
- Excellent analytical skills and attention to detail.
- Strong communication skills to present complex information clearly to stakeholders.