Mortgage Loan Officer

This position is responsible for soliciting new business and originating mortgage loan products; continuously identifies, develops and

maintains a network of business relationships to establish a consistent referral source to originate new loans. Responsible in assisting

the borrower to determine the proper loan program, completing the loan application and gathering the necessary paperwork, including

pay stubs, tax returns and bank statements, to begin the loan process.

Principle Duties And Responsibilities

• Originate mortgage loans by establishing client relationships, maintaining referral partners, and marketing to potential new sources.
• Gather pertinent information for loan application, interview applicant to determine loan requirements, and requests applicant credit reports, reference checks, and other information relevant to evaluating credit.
• Analyzes applicant financial status, credit, and asset evaluation to determine feasibility of granting loan.
• Compiles loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
• Ensures loan agreements are complete and accurate according to establishment policy.
• Assures timely loan closing and funding activities.
• Identifies and analyzes potential loan markets to develop prospects for consumer loans.
• Promotes and cross-sells other establishment products and services as appropriate to customer requirements
• Other duties as assigned
  
  

Qualifications

EDUCATION AND/OR EXPERIENCE

• 1-2 years of mortgage experience and NMLS License
• Proven track record of success in a fast-paced, sales role; inside sales experience preferred
• High School Diploma or equivalent
  
  

Knowledge, Skills, And Abilities

• MLO License