What are the responsibilities and job description for the Loan Assistant position at Stockmens Bank?
Assists with the completion of loan applications and supporting documentation for consumer, business, and Ag loans and ensures completeness. Requests necessary supporting documentation for loan processing. Works with customers to complete routine transactions or responds to routine inquiries. Provides administrative support to the loan department which may include customer facing and/or back-office duties.
Role and Responsibilities
- Performs database management.
- Set up new loan files and file all credit documents ensuring correct placement to meet auditing requirements.
- Track outstanding items for loan files and follows up with customers to ensure timely receipt of necessary documentation.
- Distributes appraisals to loan officers.
- Follows up on perfection of collateral.
- Reviews and Collects Final Title Policies
- Completes evaluations including Real Estate and equipment.
- Releases collateral and closes out paid loan files.
- Provides tax tracking support to Loan Officers.
- Assists with internal and external audits and examinations.
- Follow established bank policy and procedure.
- Maintain confidentiality of all customer information.
- Responsible for supporting bank compliance efforts and ongoing training.
- Performs other duties and assigned.
Qualifications and Education Requirements
- High School Diploma or equivalent.
- Previous experience in the field preferred.
- This job requires ongoing regulatory training.
- Knowledge of laws and requirements pertaining to the banking industry.
- Obtain Notary Public preferred.
Preferred Skills/ Abilities
- Excellent verbal and written communication.
- Excellent math skills.
- Excellent customer service and interpersonal skills.
- Trustworthiness and ability to act with integrity and confidentiality.
- Excellent organizational skills and attention to detail.
- Complex problem-solving skills.
- Ability to lift to 20 lbs. or more.
- This job requires ongoing regulatory training.
- Ability to maintain regular and reliable attendance.
Tools and Technology
- Microsoft Office includes Word, Excel, Outlook, and PowerPoint.
- Experience using Core Banking and Document Imaging preferred.
Physical Requirements
- While performing the duties of this job, the employee is regularly required to use sight, talk, or hear, frequently stand, walk, use hand to finger, handle or feel, and reach with hands and arms. Must be able to access and navigate each department at the organization’s facilities. The employee may need to stand or sit for long periods of time.
Environment
- This job operates in a professional office environment.
- This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice. Stockmens Bank is an Equal Opportunity Employer.
Pay: $19.00 - $21.00 per hour
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Health savings account
- Paid time off
- Vision insurance
Work Location: In person
Salary : $19 - $21