What are the responsibilities and job description for the COMMERCIAL LENDING RELATIONSHIP MANAGER - Lexington position at Stock Yards Bank & Trust?
As a Commercial Lending Relationship Manager, you will oversee and manage commercial loan portfolios and develop new business. Experience in commercial lending with the ability to develop and retain business is important while Stock Yards Bank will provide a professional environment to continually improve the candidate’s skills and to further his/her career goals for advancement to higher levels within the banking profession.
Responsibilities
Daily responsibilities include, but are not limited to, the following:
The successful candidate will have the following qualifications:
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position requires sitting the majority of the time. All work occurs indoors and within regular working hours. The noise level in the work environment is usually moderate.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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Responsibilities
Daily responsibilities include, but are not limited to, the following:
- Solicit business from prospective customers and current customer base
- Evaluate loan requests and approve loans within authority or make loan recommendations to management
- Analyze financial and credit condition of applicants and determine loan payment capabilities
- Negotiate credit terms and conditions
- Service and retain existing customer base
The successful candidate will have the following qualifications:
- BA/BS in business, finance or related field
- Minimum of two years experience in Commercial Lending
- Proven ability to develop and retain business
- Good communication skills
- Professional appearance and demeanor
- Knowledge of lending services and bank products
- Knowledge of loan, bank and regulatory policy
- Ability to analyze loan requests and determine borrowing need and repayment sources
- 401(k) with a company match of up to 6%
- ESOP employer match
- Medical insurance
- Dental insurance
- Vision insurance
- Cancer / Disease insurance
- Accident insurance
- Flexible Spending Accounts
- Health Savings Accounts
- Bank paid Life / AD& D insurance
- Voluntary Life / AD&D insurance
- Bank paid Short-Term and Long-Term Disability insurance
- Employee Stock Purchase Plan
- Employee Assistance Program
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
This position requires sitting the majority of the time. All work occurs indoors and within regular working hours. The noise level in the work environment is usually moderate.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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