What are the responsibilities and job description for the Bank Credit Risk Analyst position at Stifel?
Why Stifel
Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.
Let’s talk about how you can find your place here at Stifel, where success meets success.
What You'll Be Doing
The Bank Credit Risk Analyst is a key contributor to the Credit Analytics team, supporting the development and maintenance of credit risk models and reporting processes. This role focuses on preparing and analyzing financial statements, assisting with CECL model development, and using data analytics to support decision-making. The position requires strong analytical skills, attention to detail, and the ability to collaborate across departments to ensure accurate and timely risk reporting.
What We're Looking For
- Support CECL model development, testing, and enhancements under guidance of the Credit Risk Officers.
- Analyze financial performance and translate findings into credit risk implications.
- Prepare, spread, and review financial statements for CECL modeling, analysis, and dashboard reporting.
- Ensure accuracy and completeness of data used in CECL models.
- Develop and present data visualizations to communicate risk insights.
- Articulate the results of the model to senior executives including CFO, CAO, and CCO.
- Maintain detailed documentation of modeling processes and regulatory reports.
- Collaborate with cross-functional teams to meet data and reporting needs.
- Assist Chief Credit Officer and Credit Risk Officer with special projects including board reports, internal financial reporting, and regulatory reporting support.
What You'll Bring
- Ability to translate complex data into clear, actionable insights.
- Strong proficiency of financial statements and general understanding of banking terminology.
- Ability to connect financial performance with credit risk implications.
- Working knowledge of data collection (i.e., gathering, sorting, cleaning, and analyzing data from various sources).
- Familiarity with Statistical Analysis concepts and tools.
- Exceptional attention to detail and accuracy.
- Strong organizational skills.
Education & Experience
- Minimum Required: Bachelor's degree in Finance, Accounting, Economics, Data Science, Statistics, Mathematics, Computer Science, or a related field or equivalent experience.
- Minimum Required: No experience required; 1 years' of experience in finance or related field preferred.
Licenses & Credentials
- Minimum Required: None.
Systems & Technology
- Proficient in Microsoft Excel, PowerPoint, Word, and Outlook.
- Advanced proficiency in Microsoft Excel (pivot tables, formulas) preferred.
- Familiarity with programming languages, R, SQL, and PowerBI preferred.
About Stifel
Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.
While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let’s talk about how you can find your place here at Stifel, where success meets success.
At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.
Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.
Stifel is an Equal Opportunity Employer.