What are the responsibilities and job description for the Senior Risk Analyst position at Stellantis Financial Services US?
Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.
Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.
Position Summary
The Sr. Risk Analyst, Forecasting, of the Portfolio Forecasting team within the Risk Management Department, plays a critical role at controlling and mitigating risks for Stellantis Financial Services as an organization. Utilizing advanced analytical techniques and tools, the Sr. Risk Analyst, Forecasting, will collaborate with other branches of the Risk department, as well as with management from other departments in various business capacities.
Essential Duties And Responsibilities
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Required Experience
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time.
Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.
Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.
Position Summary
The Sr. Risk Analyst, Forecasting, of the Portfolio Forecasting team within the Risk Management Department, plays a critical role at controlling and mitigating risks for Stellantis Financial Services as an organization. Utilizing advanced analytical techniques and tools, the Sr. Risk Analyst, Forecasting, will collaborate with other branches of the Risk department, as well as with management from other departments in various business capacities.
Essential Duties And Responsibilities
- Support the build, recalibration, and validation of advanced predictive or forecasting models.
- Uses quantitative and analytical skills to mine, process and analyze data using SQL, MS Excel, and other business tools, such as SAS and Python.
- Provides easy-to-understand, action-oriented analytical reports and other presentations to the management team on a weekly basis.
- Develops and presents analysis on performance, trends, and projections to upper management to facilitate business and strategic decisions.
- Support the preparation and distribution of recurring and ad-hoc analysis related to economic factors, portfolio and loss performance and projections.
- Create recurring monthly reports on industry trends for key market indicators and continue to expand on this reporting as we acquire more data.
- Collaborates on the creation of net loss reports focusing on key performance indicators for Stellantis models.
- Collaborate with team members and department leaders on execution of loss risk initiatives and assess performance.
- This position involves regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth.
- Other duties as assigned.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Required Experience
- 5-7 years minimum experience with credit or operational risk management, finance, and/or loss forecasting.
- 5-7 years’ minimum experience of industry experience in statistics or data analytics.
- 3-4 years’ minimum experience with SQL and/or forecast modeling.
- Bachelor’s degree in Mathematics, Statistics, Economics, Computer Science, Finance, Accounting or other quantitative fields.
- Strong verbal and written communication and interpersonal skills.
- Capable of communicating effectively with various department leaders and analysts.
- Ability to work with mathematical concepts such as probability and statistical inference.
- Ability to apply concepts to practical situations.
- Able to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.
- Ability to derive conclusions and make recommendations beyond the scope of written policies or standard guidelines.
- Overtime required – required on an as needed basis.
- Travel 0-10% - as required on an as needed basis.
- Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA; Dallas, TX; Detroit, MI; Houston, TX; Phoenix, AZ.
- Experience with using multiple statistical analysis software/languages such as SAS, R, Python is highly preferred!
- Prior captive or auto finance experience is a plus!
- Master’s degree in Mathematics, Statistics, Economics, Computer Science, Finance, or other quantitative fields is preferred.
While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time.
Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.