What are the responsibilities and job description for the Senior Actuary position at Stand?
About Stand
Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience.
Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience.
This is an on-site role. Ideally, we have someone located in Seattle or willing to relocate to Seattle. An alternative option is to have someone on-site in our SF HQ office.
Role Summary:
As a Senior Actuary at Stand Insurance, you will lead the development of advanced pricing models & tools that account for emerging climate risks. You’ll partner closely with Underwriting, Data Science, and Leadership to develop actuarially sound models, ensure regulatory compliance, and drive sustainable growth. This is a hands-on role in a fast-scaling Series B insurance company, ideal for someone eager to combine actuarial rigor with innovative approaches to climate resilience.
Core Responsibilities:
The annual base salary range for full-time employees in this position is $170,000 to $260,000 meaningful Equity Grant.
Compensation decisions are dependent on several factors including, but not limited to, an individual’s qualifications, location where the role is to be performed, internal equity, and alignment with market data.
Additional Benefits:
Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience.
Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience.
This is an on-site role. Ideally, we have someone located in Seattle or willing to relocate to Seattle. An alternative option is to have someone on-site in our SF HQ office.
Role Summary:
As a Senior Actuary at Stand Insurance, you will lead the development of advanced pricing models & tools that account for emerging climate risks. You’ll partner closely with Underwriting, Data Science, and Leadership to develop actuarially sound models, ensure regulatory compliance, and drive sustainable growth. This is a hands-on role in a fast-scaling Series B insurance company, ideal for someone eager to combine actuarial rigor with innovative approaches to climate resilience.
Core Responsibilities:
- Develop and maintain pricing models for property insurance pricing, incorporating climate-intensified risks
- Partner with Product and Data Science to integrate deterministic physics models and AI outputs into rating methodologies
- Support regulatory filings, rate reviews, and actuarial memoranda to ensure compliance with state insurance departments as needed
- Provide actuarial input into product strategy, reinsurance structures, and capital adequacy assessments
- Collaborate with cross-functional teams to evaluate new product opportunities and market expansions
- Monitor emerging climate, catastrophe, and market trends to proactively adjust assumptions and models
- Present actuarial analyses and recommendations to leadership, the board, and external stakeholders
- Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field
- ACAS and FCAS designation (or equivalent international qualification)
- 10 years of actuarial experience, with a focus on property, catastrophe, or E&S insurance
- Strong background in personal property pricing and familiarity with predictive modeling techniques
- Proficiency with actuarial software (e.g., R, Python, SQL, or equivalent) and modern data analysis tools
- Demonstrated ability to translate complex analyses into actionable business insights
- Comfort working cross-functionally in a fast-paced, entrepreneurial environment
- Experience with catastrophe modeling (e.g., AIR, RMS) or climate risk models
- Prior exposure to reinsurance structuring and capital modeling
- Prior experience with reserve analyses and loss development studies
- Familiarity with regulatory filings in multiple states, including admitted and E&S markets
- Experience in insurtech or high-growth startups
The annual base salary range for full-time employees in this position is $170,000 to $260,000 meaningful Equity Grant.
Compensation decisions are dependent on several factors including, but not limited to, an individual’s qualifications, location where the role is to be performed, internal equity, and alignment with market data.
Additional Benefits:
- Comprehensive benefits including above-market Health, Dental, Vision
- Weekly lunch stipend
- Flexible time off
- 401k plan
Salary : $170,000 - $260,000