Underwriter Associate

About Stand

Stand is a new technology and insurance company revolutionizing how society assesses, mitigates, and adapts to climate risks. Our leadership team has extensive experience in insurance, technology, and climate science: building billions in market value at prior ventures. At Stand, we are rethinking how insurance enables proactive, science-driven resilience.

Existing insurance models often rely on broad exclusions, leaving homeowners without options. At Stand, we leverage advanced deterministic models and cutting-edge analytics to provide personalized risk assessments—helping homeowners secure coverage and take proactive steps toward resilience.

We are not considering candidates who require a Visa sponsorship.

The Role:

We're looking for an Underwriter Associate to join our growing E&S Personal Lines Underwriting team. This is a launchpad role for someone early in their career, who is eager to learn, grow, and contribute to a mission-driven company at the intersection of climate and insurance.

You’ll work alongside experienced underwriters and gain hands-on exposure to our underwriting processes, risk evaluation models, broker communications, and real-time quoting workflows. This is a rare opportunity to join a high-performance team, learn fast, and build toward a long-term underwriting career.

Core Responsibilities:

This role is designed for someone proactive, curious, and excited to be in a fast-moving environment. You’ll:

• Support the underwriting team in evaluating new insurance applications

• Assist in reviewing property data, risk characteristics, and quote submissions

• Communicate with brokers to gather missing information and ensure smooth workflows

• Help document decisions, track quote volumes, and maintain operational accuracy

• Learn how to interpret climate-driven models and risk scoring tools

• Contribute to ongoing projects that improve underwriting efficiency and service

Qualifications:

• Bachelor’s degree or equivalent practical experience

• Demonstrated interest in insurance, climate resilience, or financial services

• Eagerness to learn quickly and take on new challenges in a fast-paced environment

• Strong written and verbal communication skills, with sharp attention to detail

• Highly organized, with the ability to manage multiple priorities and deadlines

• Collaborative, team-oriented mindset paired with strong personal accountability

Why This Role:

• Learn directly from senior underwriters and climate risk specialists

• Build a strong foundation in underwriting, operations, and client communication

• Join a team that values clarity, creativity, and thoughtful execution

• Contribute meaningfully to how we scale and serve homeowners in high-risk regions

• Grow into a long-term role in underwriting, risk, or operations as Stand grows

Details:

• Full-time, based in San Francisco

• You'll report to the Chief Underwriting Officer and work closely with our broker and ops teams

• Strong-fit role for someone who wants to build a meaningful career from day one

Compensation:

The base salary for this role is $65,000 - $80,000. Everyone on the team is an owner: all full time employees get competitive equity.

You also get:

• Comprehensive benefits including above market Health, Dental, Vision

• Weekly lunch stipend

• Flexible time off

• 401k plan

Why Join Stand?

At Stand, you’ll be part of a mission-driven team redefining how insurance intersects with climate resilience. This is a unique opportunity to build something transformative—leveraging advanced technology, underwriting expertise, and data-driven insights to create a smarter, more adaptive insurance model.

Equal Opportunity Employment

Stand is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community.

Stand Insurance is committed to providing an inclusive and accessible recruitment process. If you require any accommodations during the application or interview process, please let us know by contacting hiring@getstand.com. We will work with you to ensure you have the support you need to participate fully.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Compensation Range: $65K - $80K