Credit Analyst

Job title:- Credit Analyst
Job Type: Contract (Approx. 3 Months)
Location: Rochester, NY
Schedule: Monday-Friday, 10:00 AM - 7:00 PM EST
Pay Rate: $20.00-$25.00/hour
Work Arrangement: Hybrid (3 days onsite, 2 days remote)

Job Summary:- 
We are seeking a detail-oriented and analytical Credit Risk Representative to support credit risk and client due diligence activities. This role is responsible for reviewing new and existing client accounts, assessing financial risk, verifying business information, and determining appropriate payroll funding and processing requirements. The ideal candidate will possess strong critical thinking skills, sound business judgment, and the ability to make informed decisions while delivering excellent customer service.

Key Responsibilities:- 
Conduct due diligence reviews for new and existing client accounts.
Analyze financial and business information using credit reporting services, public records, and internal systems.
Assess risk factors and make recommendations regarding account setup and processing requirements.
Verify client information and ensure documentation accuracy.
Balance risk management objectives with customer service expectations.
Communicate findings and recommendations to internal teams and clients.
Maintain detailed records of reviews, decisions, and supporting documentation.
Manage multiple priorities in a fast-paced environment while meeting deadlines.
Apply sound business judgment when evaluating risk and account activity.

Qualifications:- 
High School Diploma or GED required.
Strong attention to detail and analytical skills.
Excellent verbal and written communication skills.
Ability to work independently and make informed decisions.
Strong customer service and problem-solving abilities.
Proficiency with Microsoft Office and data-entry systems.
Ability to maintain confidentiality and handle sensitive financial information.

Required Skills:- 
Attention to Detail
Critical Thinking
Decision Making
Client Service
Communication
Sound Business Judgment
Independence & Accountability
Time Management
Analytical Skills

Preferred Qualifications:- 
Previous experience in credit analysis, risk management, banking, finance, payroll, customer service, or administrative support.
Experience reviewing financial information or business documentation.
Ability to work in a fast-paced, deadline-driven environment.