Senior Backend Engineer, Financial Services

At SpotOn, we’re helping restaurants and small businesses compete and win with flexible payment and software technology—backed by real people who really care. From seamless point-of-sale systems to integrated restaurant management solutions, every SpotOn tool is designed to help local businesses increase profits and create better experiences for their customers and employees.  

Recently, SpotOn was:

• Named one of Fast Company’s Most Innovative Companies of 2024
• Awarded Great Places to Work and Built In’s Best Workplaces for the third year in a row
• Selected as the Best Overall Restaurant POS by NerdWallet 
• Rated the top-rated point-of-sale (POS) for restaurants, bars, retail, and small businesses by Capterra users

We’re committed to caring hard and moving fast so that we can continue to grow and make a positive impact together. 

That’s where you come in. 

We are seeking a highly skilled Staff Software Engineer with a strong background in full-stack development, specializing in Python and React / TypeScript. The ideal candidate will be passionate about scaling our software stack for improved availability, performance, and scalability. As a key member of our Financial Services Domain, you will collaborate across teams and boundaries to enhance our products and contribute to the overall success of the company.

Responsibilities:

• Architect, design, and develop scalable solutions to improve the availability, performance, and scalability of our software stack.
• Collaborate with cross-functional teams to understand requirements, identify opportunities for optimization, and implement solutions that meet business objectives.
• Lead initiatives to enhance the reliability and resilience of our systems through effective monitoring, fault tolerance, and disaster recovery strategies.
• Mentor and guide junior engineers, sharing best practices and fostering a culture of continuous learning and improvement.
• Drive technical innovation by staying abreast of industry trends, evaluating new technologies, and recommending adoption where appropriate.
• Contribute to the full software development lifecycle, including requirements analysis, design, implementation, testing, deployment, and maintenance.
• Act as a liaison between the technical team and non-technical stakeholders, effectively communicating technical constraints and solutions.

Qualifications:

Research shows that women and members of underrepresented groups tend to apply to roles only when they check every box on a job description. We encourage you to apply if you meet the majority of qualifications and if this role is aligned with your career trajectory.

• Bachelor’s degree in Computer Science, Engineering, or a related field; Master’s degree preferred.
• 8 years of experience in software engineering, with a focus on reliable, highly available, and fault-tolerant platforms.
• Highly skilled with Python and React TypeScript, with a strong understanding of their respective ecosystems and best practices.
• Proven track record of designing and implementing software for highly regulated systems (payments, financial, etc). 
• Knowledge of relational and NoSQL databases, including SQL, PostgreSQL, MongoDB, etc.
• Ability to balance security, performance, and usability considerations in technical designs.
• Experience scaling distributed systems for improved availability, performance, and further scalability.
• Strong problem-solving skills and the ability to troubleshoot complex issues in a production environment.

Preferred Qualifications:

• Experience working at a Payment Gateway or Processor (e.g., Tsys, Adyen, Stripe, Square, Fiserv, etc).
• Familiarity with Card Networks & Banking Rails (Visa, Mastercard, ACH, SEPA, RTP, SWIFT, etc). Bonus points for knowledge of 3D Secure (3DS 2.0/2.2), Tokenization, and secure card storage & processing.
• Previous compliance experience with PCI DSS, SOC2, or NIST security standards.
• Knowledgeable regarding encryption, OAuth, JWT, AML (Anti-Money Laundering), and KYC (Know Your Customer).
• Expertise in risk & fraud detection, including machine learning models, anomaly detection, and chargeback prevention.

Why Join Us?

At SpotOn, you’ll be part of a team that values diversity, creativity, and a shared mission to help small businesses succeed. Join us to build technology that makes a difference, work with talented peers, and contribute to a culture where your ideas and impact matter.

Compensation:

• Our base pay range is $180,000 -$240,000 for this role
• Please note the salary range listed is just one component of a competitive compensation package which includes a company stock plan
• Offers will be reflective of the candidate’s location and experience.

Benefits:  

At SpotOn, we put people above everything else. We’re known for our innovative software and technology solutions, but we stand out because of the hard-working humans behind the tech. We can’t take care of our clients without taking care of our employees first, and that’s why we invest in you with a competitive benefits package which includes:

• Medical, Dental and Vision Insurance
• 401k with company match
• RSUs
• Paid vacation, 10 company holidays, sick time, and volunteer time off
• Employee Resource Groups to build community and inclusion at work
• Monthly cell phone and internet stipend
• Tuition reimbursement for up to $2,000 per calendar year to assist with your professional development

The base salary range listed will vary depending on location and experience.

Base salary range: $170,000 USD - $240,000 USD

SpotOn is an equal employment opportunity employer. Qualified candidates are considered for employment without regard to race, religion, gender, gender identity, sexual orientation, national origin, age, military or veteran status, disability, or any other characteristic protected by applicable law.

SpotOn is an e-verify company.