Mortgage Specialist

Summary of position: To assist clients in obtaining financing for the purchase of a home or property. This includes analyzing and evaluating clients’ financial status, determining the best type of mortgage for the client’s needs, and working with the client to complete the necessary paperwork and documentation.

Key job functions: (Includes current duties, primary objectives, and responsibilities which are critical to the successful performance of the position)

• Advising clients on the different types of mortgages available and the pros and cons of each
• Gathering and reviewing financial information, such as credit reports and income statements, to determine the client’s borrowing capacity
• Helping clients pre-qualify for a mortgage and providing them with pre-approval letters
• Acting as a liaison between the client, the lender, and other parties involved in the mortgage process
• Keeping up-to-date with the latest regulations and guidelines related to mortgages and advising clients accordingly
• Helping clients navigate the loan origination process and answer any questions they may have
  
  

Qualifications

• Have a strong understanding of the mortgage industry, the various types of mortgages available, and knowledge of related laws and regulations
• Have good communication and customer service skills
• Strong analytical and problem-solving skills
• Ability to review financial information and help clients determine the mortgage options
• Good knowledge of computer programs such as Excel and loan origination software
  
  

Education And Experience

• High school diploma
• 2 years of banking experience required
• 1 year of mortgage industry experience required
  
  

Physical Demands: These physical demands are generally representative of the position.

• Hearing, speech, close vision
• Sitting, including computer use
• Driving with own transportation to other branches for meetings/workshops
• On occasions, may be required to lift and/or move up to 25 pounds
• Job responsibilities may include standing, walking, lifting, kneeling, and crouching
  
  

Sovereign Bank is an Equal Opportunity Employer

NOTE: Sovereign Bank does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Sovereign Bank, and Sovereign Bank will not be obligated to pay a placement fee.