Mortgage Processor

ESSENTIAL RESPONSIBILITIES

• Compile income, asset, liability, and appraisal information.
• Maintain a good understanding of the different loan products, work with automated underwriting systems and be able to work with the lenders, investors and underwriters.
• Maintain up to date product and market changes and understand the impact the changes have on loan submissions.
• Work with the borrower during the loan process
• Responsible for scanning closed mortgage loans
• Responsible for answering Mortgage Originator’s phone if they are on the phone or away from their desk
• Order verifications, appraisals, title work, proof of insurance, payoffs, and other documents as needed
• Complete other duties as assigned.

ESSENTIAL SKILLS, EDUCATION AND EXPERIENCE

• High school diploma with a minimum of 5 years of mortgage processing experience is required.
• College degree with banking and/or financial experience experience of 2 to 4 years is preferred.
• Knowledge on applicable computer software systems to include work processing, databases, and spreadsheets.
• Accurate typing, spelling and grammar skills.
• Good written and oral communication skills.
• Good organizational skills.
• Interpersonal skills to represent the Bank in a positive way in dealing with clients and other team members.
• Ability to adjust to change and a willingness to be a team player.
• Maintain regular consistent and professional attendance, punctuality and personal appearance.
• Ability to work independently and take initiative to exercise judgment and make decisions within scope of authority.
• Ability to think and act quickly and to follow procedures.

WORK CONDITIONS 

• Must be able to sit for long periods of time as position involves majority of time spent at desk and computer.
• Little to no travel required.

 This description is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate. This document does not represent an expressed or implied contract of employment nor does it alter your at-will employment, and the Company reserves the right to change this job description and/or assign tasks for the employee to perform, as the Company may deem appropriate.