What are the responsibilities and job description for the Mortgage Processor position at Southern First Bank?
At Southern First, we believe banking is about people, and we’re making a difference one client and one banker at a time. Rooted in service and family, our core values make up the foundation of our company and the way we do business. Those values include serving others, cherishing our family culture, competing with a passion for winning, celebrating our victories, and enjoying the journey along the way. Every day, our team proudly carries out our mission of impacting lives in the communities we serve.
Headquartered in beautiful Greenville, SC, Southern First is locally owned and growing Southeastern markets in three states. Our relationship-first approach to banking is backed by our commitment to investing in easy-to-use technology, giving our clients all of the tools they need to easily manage their finances whenever, wherever.
If you are passionate about impacting lives in our community and building long-lasting client relationships, we’d love for you to join our team. Our purpose is to enable dreams, earn trust, and exceed expectations.
ESSENTIAL RESPONSIBILITIES
- Compile income, asset, liability, and appraisal information.
- Maintain a good understanding of the different loan products, work with automated underwriting systems and be able to work with the lenders, investors and underwriters.
- Maintain up to date product and market changes and understand the impact the changes have on loan submissions.
- Work with the borrower during the loan process
- Responsible for scanning closed mortgage loans
- Responsible for answering Mortgage Originator’s phone if they are on the phone or away from their desk
- Order verifications, appraisals, title work, proof of insurance, payoffs, and other documents as needed
- Complete other duties as assigned.
ESSENTIAL SKILLS, EDUCATION AND EXPERIENCE
- High school diploma with a minimum of 5 years of mortgage processing experience is required.
- College degree with banking and/or financial experience experience of 2 to 4 years is preferred.
- Knowledge on applicable computer software systems to include work processing, databases, and spreadsheets.
- Accurate typing, spelling and grammar skills.
- Good written and oral communication skills.
- Good organizational skills.
- Interpersonal skills to represent the Bank in a positive way in dealing with clients and other team members.
- Ability to adjust to change and a willingness to be a team player.
- Maintain regular consistent and professional attendance, punctuality and personal appearance.
- Ability to work independently and take initiative to exercise judgment and make decisions within scope of authority.
- Ability to think and act quickly and to follow procedures.
WORK CONDITIONS
- Must be able to sit for long periods of time as position involves majority of time spent at desk and computer.
- Little to no travel required.
This description is not intended to be construed as an exhaustive list of all functions, responsibilities, skills and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate. This document does not represent an expressed or implied contract of employment nor does it alter your at-will employment, and the Company reserves the right to change this job description and/or assign tasks for the employee to perform, as the Company may deem appropriate.