What are the responsibilities and job description for the Risk Advisor, Private Client Group position at Smith Brothers Insurance, LLC.?
Description
As a Risk Advisor in our Private Client Group, you’ll be responsible for building and growing a portfolio of business, while offering best in class risk management advice to successful individuals and family offices, while working with advisors in the high net worth and ultra-high net worth community. Our ideal candidate will be an experienced high net worth advisor and familiar with specialty carriers like PURE, Chubb, Berkley One, Cincinnati, etc. In this role, you'll provide bespoke insurance and risk management strategies through a lens of hospitality and discretion, ensuring every client interaction reflects the elevated service standards our Private Client Group is known for.
Responsibilities & What You’ll Be Doing
Smith Brothers Insurance is a Top 100 National Broker with over 50 years of being independently operated. We are multi-disciplined with expertise in Commercial Lines, Personal Lines, Employee Benefits, Surety, Group Retirement Plans including 401(k) and 403(b) Plans, Risk Management, and Financial Services.
We offer competitive salaries and comprehensive benefits package, including health, dental, vision, short-term and long-term disability, life, long-term care, 401(k) with employer match, employee assistance program, licensing and continuing education reimbursement, paid time off, paid holidays, flexibility, and more. Learn more at www.smithbrothersusa.com.
This job description is only a summary of the typical functions of the job, not an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. Duties, responsibilities, and activities may change at any time with or without notice, based on business needs. This description does not constitute a contract of employment, and we reserve the right to revise the job description and/or require other tasks to be performed as circumstances change.
As a Risk Advisor in our Private Client Group, you’ll be responsible for building and growing a portfolio of business, while offering best in class risk management advice to successful individuals and family offices, while working with advisors in the high net worth and ultra-high net worth community. Our ideal candidate will be an experienced high net worth advisor and familiar with specialty carriers like PURE, Chubb, Berkley One, Cincinnati, etc. In this role, you'll provide bespoke insurance and risk management strategies through a lens of hospitality and discretion, ensuring every client interaction reflects the elevated service standards our Private Client Group is known for.
Responsibilities & What You’ll Be Doing
- Responsible for growing and retaining a profitable and well-rounded book of high net worth clients.
- Achieve objectives and sales goals established in annual business plan.
- Prospect for new business with key centers of influence.
- Develop and present coverage recommendations, renewal strategies, and high-touch stewardship plans tailored to client priorities.
- Strategize, educate, and counsel clients and prospects with a commitment to helping them mitigate risk and navigate through insurance product choices.
- Understand the affluent/high net worth client lifestyle, risk exposures, and insurance contracts to offer proper consultation and solutions as a trusted advisor.
- Work effectively with teammates and all applicable stakeholders to deliver on our be sure promise.
- Commitment to continuous learning, improving processes, and team development.
- Review, update, and contribute to processes improvement and workflow design as assigned/needed.
- Take on projects and other work as assigned.
- Ensure compliance with agency processes, confidentiality standards, and quality metrics.
- Stay current on industry trends, products, and regulatory changes.
- Effectively use MS Office, standard office applications, sales tools, and other technologies.
- Skillfully use AI tools (Copilot, ChatGPT, etc.) to aid work and efficiency.
- Engage in ongoing professional development through internal training and learning opportunities.
- Work effectively with all team members, provide backup support, and contribute to team collaboration.
- Demonstrate alignment with the company’s purpose, values, and team-oriented culture.
- 5 years of experience in high net worth personal lines sales with an active network serving this client segment.
- Active Property & Casualty license in good standing.
- Experience and familiarity with leading specialty insurance Carriers such as Chubb, AIG, PURE, etc.
- Commitment to continuous improvement and team development.
- High School diploma required, College Degree Preferred; equivalent professional experience considered.
- Prior experience in prospecting, building a pipeline, closing new business, and retaining clients.
- Proven experience working with high-net-worth carriers, underwriting, marketing, and service teams.
- Knowledge of risk management, insurance products, market dynamics, and consultative sales.
- Ability to meet goals and objectives.
- Exceptional communication, collaboration, interpersonal, and conflict resolution skills.
- Exceptional ability to research, problem-solve, and be organized.
- Ease working independently in a dynamic environment, while contributing to a collaborative team culture.
- A client-first mindset rooted in discretion, responsiveness, and partnership.
- Ability to build trust and serve as a family confidant for clients.
- Stay relevant/ahead on industry insights and familiarity with complex insurance programs.
- Ability to manage multiple priorities in a fast-paced environment.
- Strong MS Office skills and experience working with agency management systems, carrier portals, and sales enablement tools.
- Proficiency with AI tools and AI assisted workflows, with the ability to learn and adopt new technologies.
- Self-motivated, strong work ethic, adaptable, stress tolerance to overcome hurdles.
- Team player who consistently defaults to good.
- Strong MS Office skills, experience with agency management systems, and carrier platforms.
- Proficient with AI tools, AI assisted workflows, and ability to learn new/future technologies and tools.
- Culture rooted in collaboration, integrity, trust, respect, creativity, and fun.
- Fast paced environment with significant telephone, email, video, and in person interactions.
- Offsite client, network, and prospect meetings require non-standard normal working hours – expect evening events and some travel as normal course of business.
- Ability to view computer monitors for extended periods of time.
- Flexible Work Environment.
Smith Brothers Insurance is a Top 100 National Broker with over 50 years of being independently operated. We are multi-disciplined with expertise in Commercial Lines, Personal Lines, Employee Benefits, Surety, Group Retirement Plans including 401(k) and 403(b) Plans, Risk Management, and Financial Services.
We offer competitive salaries and comprehensive benefits package, including health, dental, vision, short-term and long-term disability, life, long-term care, 401(k) with employer match, employee assistance program, licensing and continuing education reimbursement, paid time off, paid holidays, flexibility, and more. Learn more at www.smithbrothersusa.com.
This job description is only a summary of the typical functions of the job, not an exhaustive or comprehensive list of all possible responsibilities, tasks, and duties. Duties, responsibilities, and activities may change at any time with or without notice, based on business needs. This description does not constitute a contract of employment, and we reserve the right to revise the job description and/or require other tasks to be performed as circumstances change.