Health Insurance Agent, Inbound Calls

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TITLE: Licensed Health Insurance Agent, Inbound Sales

LOCATION: Boca Raton, FL preferred. Remote considered for experienced producers.

JOB TYPE: Contract, 1099 Independent Contractor

PAY: $50,000.00 to $100,000.00 per year, hourly base plus commission

About Shore Legacy Insurance:

We are expanding our sales team in Boca Raton. This is a busy, competitive, and supportive environment for licensed health agents who want to stay on the phone, stay productive, and earn based on their results.

We provide the infrastructure and all inbound call traffic. Real consumers are calling our office asking about supplemental health coverage. You will not cold call, prospect, or buy leads. You pick up the phone, speak with the consumer, explain the options, and close the sale.

If you are tired of dead air, recycled leads, or waiting hours for a transfer, this position allows you to spend your day speaking with people who have already asked for information.

In Person or Remote. We prefer agents who want to work with us in our Boca Raton office. Working in the office gives you immediate access to help, coaching, and other agents who are actively selling. We are also open to experienced remote agents who have a strong production history and can work independently.

Compensation Structure:

• Hourly Contract Rate: Agents receive a stable hourly base for time worked handling Shore Legacy calls. Your hourly base is not subject to chargebacks.
• Effectuation Commission: Agents receive additional compensation for each policy that takes effect. Effectuation commissions may be subject to chargebacks if a policy later cancels during the applicable chargeback period.
• Production Incentives: Weekly and monthly performance bonuses may be available for strong producers.
• Realistic Earnings: Active agents writing 10 to 20 effectuated policies per week can earn approximately $1,200 to $2,400 per week.
• Full compensation schedules are provided in writing before onboarding.

What We Provide:

• Continuous inbound call routing directly to your desk
• No cold calling
• No prospecting
• No lead purchases
• Carrier and product training, including Hospital Indemnity, Home Health Care, Prescription Indemnity, Cancer, Dental, and Vision
• Electronic application platform access with live administrative support
• Direct coaching from experienced producers
• A collegial team environment where agents help each other, share ideas, and cheer each other on

We want people who enjoy selling but do not want to work in a cutthroat office. Danny and the team work closely together, celebrate good sales, and help each other when questions come up.

We also occasionally have team breakfasts and lunches and get together outside the office for activities such as pickleball and padel. Participation is optional.

Requirements:

• Active Resident Health Insurance License in good standing
• Multiple additional state licenses are a major advantage
• You enjoy selling and are comfortable spending most of the day on the phone
• You are patient, clear, and professional with older consumers who may need coverage explained without jargon
• You can build trust, handle objections, and confidently ask for the sale
• Prior experience selling Supplemental Health, Medicare, ACA, or Final Expense products is preferred
• Newer licensed agents must be coachable and willing to learn
• Ability to provide consistent weekly availability

Licensing:

Our agents speak with consumers in multiple states.

Please include your resident license state and every additional state where you are currently licensed.

Multiple state licenses are preferred but not required. We can help qualified agents obtain additional nonresident licenses as needed.

Schedule and Classification:

This is a 1099 independent contractor position with flexible daytime, evening, and Saturday call blocks.

We prefer agents who want to work from our Boca Raton office. Experienced, high producing agents may work remotely.

Independent contractors choose among available call blocks. Call routing priority is based on licensing, availability, performance, and call volume.

Independent contractors are responsible for their own taxes. Certain qualifying business expenses, such as the business portion of phone or vehicle expenses, may be deductible. Agents should discuss potential deductions with their accountant or tax professional.

Pay: $50,000.00 - $100,000.00 per year

Benefits:

• Flexible schedule

Work Location: Hybrid remote in Boca Raton, FL 33431

Salary : $50,000 - $100,000