What are the responsibilities and job description for the Lending Manager position at Shift HR?
Lending Manager – Empower Small Businesses. Strengthen Communities.
Are you passionate about helping small businesses grow and thrive? Do you enjoy leading teams, building community relationships, and making impactful lending decisions? Join CLIMB Fund as a Lending Manager and play a key role in supporting entrepreneurs while guiding a dynamic lending team.
About the Role
As the Lending Manager, you will lead and support a team of Community Development Loan Officers dedicated to helping small business owners access the capital and resources they need to succeed. This role blends team leadership, credit analysis, relationship building, and community engagement, offering the opportunity to make a real difference in local economic development.
What You’ll Do
- Lead & Coach: Guide and mentor Community Development Loan Officers to achieve individual and team lending goals.
- Evaluate & Decide: Review financial and supporting documentation to make sound credit decisions.
- Structure Deals: Negotiate terms, develop loan structures, and present proposals to the CLIMB Fund credit committee.
- Manage the Process: Oversee transactions from initial proposal through closing, ensuring a smooth and timely process.
- Engage Leadership: Interact with board members and present information during monthly meetings as needed.
- Deliver Exceptional Service: Communicate clearly with borrowers and manage expectations throughout the lending process.
- Support Entrepreneurs: Help develop and deliver technical assistance programs for small business owners.
- Analyze Risk: Perform financial, credit, and collateral analysis to support responsible lending.
- Ensure Compliance: Maintain a strong understanding of and adherence to internal loan policies.
- Represent the Organization: Participate on local boards and support community events to strengthen partnerships.
What You Bring
- Bachelor’s degree in Finance, Business Administration, Economics, or a related field from an accredited university.
- At least 2 years of experience in commercial banking, business finance, or community development finance.
- Strong experience with underwriting, financial analysis, cash flow analysis, and collateral evaluation.
- Knowledge of federal compliance reporting.
- Excellent analytical, organizational, and time management skills.
- Strong attention to detail and the ability to manage multiple priorities effectively.
- A passion for supporting entrepreneurs and community development.
Why Join CLIMB Fund?
At CLIMB Fund, you’ll do more than manage loans—you’ll help small businesses launch, grow, and create opportunities in the community. You’ll work alongside a mission-driven team dedicated to expanding access to capital and empowering entrepreneurs.