Demo

Underwriter - Commercial Lines

Shelter Insurance
Columbia, MO Full Time
POSTED ON 10/13/2026
AVAILABLE BEFORE 2/9/2027

A company built to serve you. It's your career, Shelter it!

Underwriter – Commercial Lines

$55,993 - $69,422 minimum starting pay

Job Level: Individual Contributor

Shelter maintains broad salary ranges for its roles in order to account for variations in geographic location, education, training, skills, relevant work experience, business needs and market demands. Please remember that this range is the starting base pay only and does not consider other components that make up the total rewards package for the position.


What You Will Be Doing:


Examine applications for the selection, rating, and evaluation of risks, and make decisions regarding acceptability of coverage for various lines of insurance. Evaluate existing business and exercise judgment regarding retention and rating of such business. Communicate with, and provide services for policyholders, Underwriting, Claims, Marketing, Customer Communications, and Law Department personnel regarding coverage, rating and risk evaluation. Perform other varied duties such as writing and analyzing reports, completing forms, serving on Departmental and Company committees, operating computer systems and making field trips to assigned districts. Mentor new underwriters.

What We’re Looking For:

  • Strong oral, written and customer-centric communication skills for interaction with agents, other employees, mortgagees, loss payees, policyholders and applicants in providing assistance and explaining underwriting decisions, Company policies, practices and procedures while adhering to corporate privacy guidelines.
  • Ability to analyze risks, exercise judgment and demonstrate flexibility when appropriate in making decisions related to those risks.
  • Ability to manage time effectively, maintain workloads and meet deadlines.
  • Ability to operate computers, other office equipment, internal operating systems and external vendor websites/platforms.
  • Ability to maintain a positive attitude, work well in team situations and sustain good working relationships with others.
  • Industry and Company courses in General insurance, business and communication as would be acquired at the college level of study preferred.
  • Exposure to Commercial Lines insurance, underwriting rules and regulations, rating and rules manuals, federal and state laws and Company policies and procedures preferred.
  • Ability to perform essential functions of the job, with or without a reasonable accommodation.

Shelter's uncompromising commitment to excellence doesn't stop with our customers. We recognize our employees are what make us a premier organization in the insurance industry. Shelter Employees enjoy such benefits as:

  • Health, Dental, Voluntary Vision and Prescription Drug Insurance
  • Savings and Profit Sharing 401(k)
  • Paid Time Off for Sick and Personal Leave, Vacation and Holidays
  • Vitality Wellness Program
  • "Dress for Your Day" Dress Code
  • Flexible Scheduling
  • And much more!

#IND1#

If interested, please apply by:

10/13/2026

Benefits:

Vacation & Paid Time Off, Health Insurance, 401K Plan

Salary : $55,993 - $69,422

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