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Collections Representative

Shannon Motors Group
Johnston, RI Full Time
POSTED ON 3/27/2026
AVAILABLE BEFORE 5/26/2026

Collections Representative
Shannon Motors Acceptance Corporation (SMAC)

Shannon Motors Acceptance Corporation (SMAC) is growing and looking for a driven, customer-focused Collections Representative to join our team. For over 15 years, SMAC has helped thousands of customers with less-than-perfect credit secure reliable auto financing. We’re seeking someone who is passionate about helping customers succeed while contributing to a high-performing team.

What We Offer

  • Competitive hourly pay plus weekly and monthly bonus opportunities
  • Comprehensive benefits package, including:
  • Health and dental insurance
  • 401(k) plan
  • Paid time off
  • Career advancement opportunities into Sales, Financing, and Leadership roles
  • Full-time, stable schedule (5 days per week)

Key Responsibilities

  • Handle inbound and outbound calls regarding customer auto loan accounts
  • Meet with customers in person to review account status and provide solutions
  • Negotiate payment arrangements and resolve account issues
  • Maintain company standards for delinquency, charge-offs, and collection goals
  • Focus on customer retention and positive account outcomes
  • Complete deal paperwork and assist with billing and contract processing
  • Perform insurance tracking and follow-up

What We’re Looking For

  • Previous experience in customer service and/or call center environments
  • Strong communication, negotiation, and problem-solving skills
  • Ability to handle difficult conversations and build rapport with customers
  • Basic proficiency in Microsoft Excel (preferred)
  • Availability to work evenings and weekends

Position Details

  • Job Type: Full-time
  • Schedule: 8-hour shifts, including evenings and weekends
  • Work Location: In person

Why Join SMAC?

At SMAC, you’re more than just an employee—you’re part of a team that helps customers get back on track financially while building a rewarding, long-term career.

Pay: $16.00 - $19.00 per hour

Expected hours: 40.0 per week

Benefits:

  • 401(k)
  • Dental insurance
  • Health insurance
  • Paid sick time
  • Paid time off
  • Vision insurance

Work Location: In person

Salary : $16 - $19

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