What are the responsibilities and job description for the Mortgage Post Closer/Shipper position at ServisFirst Bank?
At ServisFirst, Our Name is Our Mission.
Duties And Responsibilities
The Mortgage Loan Post Closer/Shipper is responsible for preparing and shipping closed mortgage loans for purchase adhering to specified deadlines and procedures.
The Incumbent Will
Note: Additional duties and responsibilities may be assigned.
Minimum Qualifications
The physical requirements and environmental conditions of this position consist primarily of:
Duties And Responsibilities
The Mortgage Loan Post Closer/Shipper is responsible for preparing and shipping closed mortgage loans for purchase adhering to specified deadlines and procedures.
The Incumbent Will
- Arrange closed loan packages in submission order for investors by organizing files and preparing related documents; ensure that the most current loan submission form per investor is used
- Review packages to ensure completeness and accuracy
- Submit files to the purchasing investor in a timely manner
- Scan file contents into image prior to shipping
- Prepare and mail signature assignments for recording after loans are purchased
- Monitor lock expiration dates daily
- Distribute final documents to investors and monitor outstanding documents
- Perform administrative duties such as faxing, photocopying, filing and phone support as necessary
- Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies
Note: Additional duties and responsibilities may be assigned.
Minimum Qualifications
- High school diploma or equivalent; some college preferred
- Two (2) years of related experience required
- Basic knowledge of bank operations and products
- Basic knowledge of federal and state banking compliance regulations, and other Bank operational policies
- Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements
- Excellent knowledge of agency guidelines
- Understanding of underwriting closing conditions and experience in clearing applicable conditions
- Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence
- Proficient in Microsoft Outlook, Word and Excel
- Excellent customer service and time management skills
- Ability to multitask, as shown in previous experience completing tasks under time constraints
- Good organizational skills and ability to develop basic understanding of underwriting guidelines
- Good data entry/keyboarding and math skills
The physical requirements and environmental conditions of this position consist primarily of:
- Sustained standing and sitting
- Frequent use of PC, including typing or sustained attention to monitor
- Frequent typing using a keyboard and/or calculator
- Occasional lifting of basic office files or equipment up to 20 lbs
- Normal office environment with comfortable internal temperatures and low level noise