Mortgage Closer

At ServisFirst, Our Name is Our Mission.

Duties And Responsibilities

The Mortgage Closer is responsible for the timely and accurate closing of mortgage loan files according to established workflow, procedures, and regulations. Additionally, this position is responsible for HMDA data entry into Encompass.

The Incumbent Will

• Prepare loan documents for closing ensuring packages are accurate and delivered timely to the closing agent
• Review Loan Estimate, prepare Closing Disclosure (CD) and obtain fees from closing agent; approve CD and send wire/finds to closing agent or title company
• Ensure all underwriting conditions permitted at closing have cleared
• Ensure loan packages are in compliance prior to being released to closing agent or title company
• Ensure Closing Protection Letter is received prior to releasing the package
• Enter closings through approved vendor
• Perform administrative duties such as faxing, photocopying, filing and phone support as necessary
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies
  
  

Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.

Note: Additional duties and responsibilities may be assigned.

Minimum Qualifications

• High school diploma or equivalent; some college preferred
• Two (2) years of related experience required
• Basic knowledge of bank operations and products
• Basic knowledge of federal and state banking compliance regulations, and other Bank operational policies
• Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements
• Excellent knowledge of agency guidelines
• Understanding of underwriting closing conditions and experience in clearing applicable conditions
• Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence
• Proficient in Microsoft Outlook, Word and Excel
• Excellent customer service and time management skills
• Ability to multitask, as shown in previous experience completing tasks under time constraints
• Good organizational skills and ability to develop basic understanding of underwriting guidelines
• Good data entry/keyboarding and math skills
  
  

Physical Requirements And Environmental Conditions

The physical requirements and environmental conditions of this position consist primarily of:

• Sustained standing and sitting
• Frequent use of PC, including typing or sustained attention to monitor
• Frequent typing using a keyboard and/or calculator
• Occasional lifting of basic office files or equipment up to 20 lbs
• Normal office environment with comfortable internal temperatures and low level noise
  
  

EOE/AA