Sr. Financial Analyst

Established in 1964 in Omaha, Nebraska, our family-owned financial institution's vision is to be the best in class in meeting the evolving financial needs of our customers. Our extensive history and family-owned legacy give us a deep and genuine understanding of how to serve and treat our customers. We offer a holistic financial approach with solutions for personal, business and wealth in three markets: Iowa, Nebraska and Texas.

As a community bank, we value long-term partnerships built on trust and integrity. As an employer, we take pride in building meaningful relationships and celebrating the unique differences that define each team member; it's what makes us a stronger unit. It's one of the many reasons why creating a strong culture of empowerment, support, and opportunity is an ongoing focus.

JOB SUMMARY

This position is responsible for providing financial analysis to drive strategic decision-making.

ESSENTIAL FUNCTIONS

Financial Analysis (40%)

• Assists with monthly, quarterly reports and other reports for Executive management and Board of Directors.  Provide analysis of reports and complete any research needed.
• Evaluates and implements more efficient processes for report production.
• Recommends revisions to reporting to provide enhanced tools for decision making.

Assist with Management of Exposure to Interest Rate Risk (10%)

• Assists with preparation of reporting related to interest rate risk and asset-liability management.
• Evaluates and implements more efficient processes for report production.
• Recommends revisions to reporting to provide enhanced tools for decision making.
• Stays alert to industry best practices.

Assist with Management of Exposure to Liquidity Risk (10%)

• Assists with preparation of reporting related to liquidity risk management.
• Assists with management of liquidity funding sources.
• Evaluates and implements more efficient processes for report production.
• Recommends revisions to reporting to provide enhanced tools for decision making.
• Stays alert to industry best practices.

Financial Analysis of Alternative Investment Options (5%)

• Performs financial analysis of potential tax incentives being considered (ex. LIHTC, solar tax credits) as needed and provides recommendation to Executive Management.
• Performs financial analysis of potential hedging options (ex. Balance sheet or loan-level hedges) as needed and provides recommendations to Executive Management.
• Performs financial analysis of potential acquisition opportunities being considered (ex. Acquisition of a vendor that provides a related service like insurance or other services) as needed and provides recommendations to Executive Management.

Assist with Management of Exposure to Capital Risk (5%)

• Assist with preparation of capital planning reporting.
• Evaluates and implements more efficient processes for report production.
• Recommends revisions to reporting to provide enhanced tools for decision making.
• Stays alert to industry best practices.

Incentive Program Development (10%)

• Works with business units to develop incentive models
• Assists with payout calculations and distributing information to business units.
• Analyzes relationship between incentives and financial performance results

Backup other Accounting team members (10%)

• Provides backup other roles as needed.
• Provides feedback on improving documented procedures.

Other Duties as Assigned (10%)

• Participates in monthly Funds Management Committee meetings as needed
• Performs additional reporting or financial analysis as needed.
• Works on special projects and needed.
• Writes and runs Viewpoint reports as needed
• Develops familiarity with ProfitStars budgeting/ALM model

Performs other duties as required and assigned.

KNOWLEDGE, SKILLS AND ABILITIES

• Advanced knowledge and understanding of financial analysis and reporting including budgeting, forecasting, close reporting, and month-end variance analysis.
• Knowledge of accounting principles and practices,
• Ability to use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
• Ability to identify complex problems and review related information to develop and evaluate options and implement solutions.
• Ability to consider the relative costs and benefits of potential actions to choose the most appropriate one.
• Expert-level capability using MS Excel, Power BI and other similar tools.
• Intermediate-level capability using MS Word and PowerPoint.
• Strong organizational and analytical skills.
• Strong written and verbal presentation skills.
• Proficient skills in multi-tasking and prioritizing projects.
• Excellent time management skills and be accustomed to meeting deadlines.
• Ability to complete the required training by assigned due date.
• Ability to maintain predictable and reliable attendance

EDUCATION 

• Minimum of a four-year college degree with emphasis in accounting, business, or finance required.

EXPERIENCE*

• Minimum of 5 years’ experience in financial analysis required.
• Minimum of 5 years’ experience in the financial industry required.

*Equivalent education and experience will be considered

PHYSICAL REQUIREMENTS

While performing the duties of this job, the employee is regularly required to stand; use hands to handle or feel; reach with hands and arms; and talk or hear.  The employee frequently is required to walk.  The employee is occasionally required to stoop or kneel.  Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and depth perception.

WORKING CONDITIONS

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, multi-function printers and filing cabinets.

AFFIRMATIVE ACTION
Security National Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.