What are the responsibilities and job description for the Assistant Relationship Manager/Account Officer - Corporate Banking (bilingual Chinese/English preferred) position at Seamless Talent?
International Bank is seeking an Assistant Account Officer/Relationship Manager to join their Corporate Banking Department in New York City. This hire will have at least one plus years of experience in credit, lending, or corporate banking.
The Assistant Account Officer/Relationship Manager - Corporate Banking is responsible for developing new corporate banking business, with a focus on U.S. syndicated and bilateral credit facilities. The role involves analyzing, originating and managing corporate loan proposals, ensuring full compliance with regulatory and internal policies, and maintaining strong client relationships.
Assistant Account Officer/Relationship Manager - Corporate Banking Responsibilities:
- Prepare and present comprehensive loan/credit line proposals based on thorough financial analysis, industry research, and risk assessment for approval.
- Liaise with agent banks to explore and participate in syndicated loan opportunities.
- Conduct customer onboarding and ensure compliance with OFAC, BSA/AML policies.
- Perform in-depth credit analysis, including assessment of collateral, liquidity, management quality, market position, and other key financial indicators.
- Coordinate with Loan Administration to ensure the successful closing of transactions.
- Monitor and review existing credit facilities, track borrower performance, and ensure timely submission of required financials and compliance documents.
Assistant Account Officer/ Relationship Manager - Corporate Banking Requirements:
- Bachelor’s degree required; a degree in Finance, Business, Economics, or related field is preferred.
- Minimum 1 year of experience in credit, lending, or corporate banking.
- Strong interpersonal and communication skills.
- Proven ability to analyze financial statements and complex credit data.
- Proficiency in assessing borrower risk and preparing credit proposals.
- Solid understanding of syndicated loan structures and agency coordination.
- High attention to detail with excellent organizational and time management skills.
- Proficiency in Microsoft Office and financial modeling tools.
- Familiarity with regulatory compliance (KYC, BSA/AML, OFAC).
- Ability to work collaboratively in a team environment.
- Fluency in Chinese is a plus.
Salary : $80,000 - $120,000