What are the responsibilities and job description for the Collateral Specialist position at Seacoast Bank?
Location: Stuart, FL
JOB SUMMARY:
Performs the functions required in the Collateral Vault related to Commercial Real Estate, Commercial C&I, SBA, Construction, Consumer and Marine loans as well as letters of credit. Responsible for ensuring loan packages are received and executed in accordance with Bank policies, procedures and regulatory compliance guidelines.
Ensures that document and policy exceptions are tracked, collateral is maintained safely and that the Bank’s security is properly perfected and released. Performs a variety of duties related to monitoring, tracking and reporting of document exceptions to the lending team as well as management. Implicit to the role is being a collaborative team player with strong customer service and communication skills. Ability to work in a fast paced, deadline driven environment while delivering the highest levels of customer service.
QUALIFICATIONS:
- High School Diploma
- Some college preferred. 1 – 3 years of general banking experience
- Knowledge of loan documents with emphasis on real estate, commercial, consumer and negotiable collateral
- Flexible schedule required with ability to work during hours of operations, including weekends and occasional non-bank operational hours
- Demonstrate excellent communication (written and verbal) and interpersonal skills
- Able to work independently and exercise a high degree of initiative
- PC Proficiency in Desktop and or Laptop devices as well as Microsoft Office Suite software. Ability to transfer skills to other software programs
The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.
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