What are the responsibilities and job description for the Product Owner – Payment SME position at Saransh Inc?
Title: Product Owner – Payment SME
Job Summary:
We are seeking an experienced Product Owner / Payment SME to lead large-scale Payment Modernization initiatives within the banking ecosystem. The ideal candidate will drive strategy, roadmap execution, and delivery of enterprise payment solutions while collaborating with business and technology stakeholders.
Key Responsibilities:
- Lead end-to-end product delivery lifecycle including strategy, roadmap, requirements, governance, design, testing, timelines, budget, and vendor coordination
- Align business and technology teams on product vision, priorities, and execution
- Drive modernization initiatives across payment platforms and payment hubs
- Collaborate with stakeholders to deliver scalable, secure, and high-performing payment solutions
- Support business development, practice growth, solutioning, and capability building
- Build accelerators, MVPs, and frameworks to drive innovation and growth
- Provide thought leadership on emerging payment trends and modernization strategies
Required Skills & Experience:
- 10 years of experience in Payments domain within Banking/Financial Services
- Hands-on experience with Payment Hub products such as IBM FTM, Oracle Message Bus, Dovetail, Bottomline, GPP SP Plus, FIS Suite, Fiserv Payment Engine, CGI All Payments
- Strong knowledge of FED, CHIPS, SWIFT, ACH, Cards, RTP, BillPay, and Zelle/P2P payments
- Experience with APIs, IBM MQ, Host-to-Host integrations, and file-based protocols
- Expertise in decomposing monolithic systems into microservices using domain-driven design methodologies
- Knowledge of Canadian payment systems including LVTS, RTR, Interac, and Payments Canada modernization initiatives
- Exposure to tokenization, blockchain, AI/ML-based fraud detection, and emerging payment technologies
- Excellent client-facing, communication, and presentation skills
- Entrepreneurial mindset with the ability to adapt quickly in a fast-changing payments environment
- Active participation in industry forums and payment communities preferred