SVP of Mortgage

*Amazing Opportunity with Community First Credit Union*

SVP of Mortgage

Community First Credit Union

Jacksonville, FL

The Senior Vice President of Mortgage provides enterprise-wide leadership, strategic direction, and executive oversight for all mortgage lending activities, from origination through funding and portfolio management. This role is responsible for aligning mortgage strategy with organizational growth objectives, ensuring sound risk management, regulatory compliance, and sustained production performance. The SVP serves as a key member of the executive leadership team and acts as the primary executive sponsor for mortgage lending initiatives, product strategy, and market expansion.

Major Duties and Responsibilities

Strategic Leadership

• Establishes and executes the long-term vision, strategy, and performance objectives for the mortgage division in alignment with organizational goals.
• Oversees mortgage production, underwriting, secondary market strategy, and portfolio performance.
• Provides executive-level reporting and recommendations to senior leadership and governing bodies.

Production & Growth Oversight

• Ensures mortgage loan production goals, profitability targets, and service standards are achieved on a consistent basis.
• Directs enterprise-wide sales strategies, market development, and channel optimization.
• Evaluates performance trends and adjusts strategy to ensure sustainable growth

Risk Management and Compliance

• Ensures all mortgage loans comply with FNMA guidelines, portfolio lending standards, and internal loan policy.
• Provides executive oversight of credit quality, underwriting standards, and exception management.
• Ensures compliance with all applicable laws and regulations, including the Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control (OFAC).
• Reports any known, suspected, or attempted fraud in accordance with policy.

People and Organizational Leadership

• Provides leadership and direction to senior mortgage management, including production, underwriting, and operations leaders.
• Establishes departmental structure, staffing models, performance expectations, and succession planning.
• Develops and mentors leadership talent to ensure organizational depth and continuity.

Policy, Product and Executive Collaboration

• Makes executive recommendations regarding loan policy, underwriting guidelines, and mortgage product offerings.
• Collaborates with executive peers to align mortgage strategy with enterprise risk, finance, and member experience initiatives.
• Promotes organization-wide awareness of mortgage products and services through executive engagement and communication

Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Knowledge and Skills

Experience

• Ten or more years of progressive mortgage leadership experience, including executive or senior management responsibility across sales, underwriting, and operations.

Education/Certifications/Licenses

• Bachelor's degree in Finance, Business, Accounting, or a related field Must maintain a valid registration with the National Mortgage Licensing System & Registry

Interpersonal Skills

• Demonstrated ability to influence executive leadership, board-level stakeholders, and external partners.
• Strong executive communication skills, including strategic presentations and high-level written communication.
• Proven ability to lead through change, drive accountability, and build high-performing leadership teams.

Other Skills

• Extensive knowledge of mortgage loan programs, secondary market requirements, documentation standards, and lending policies.
• Strong understanding of mortgage risk management, compliance, and portfolio performance.

About Saltee Co ^ Talent

• Saltee Co ^ Talent is the talent division of Saltee Co. Our expertise in identifying top talent for organization is only built and supported through crisp execution and an unwavering commitment to excellence. Additionally, Saltee Co serves banks and credit unions to deliver growth, talent and advisory services. Go check out www.getsaltee.com to learn more.