Senior Catastrophe Risk Analyst

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Senior Catastrophe Risk Analyst.

In this role, you’ll play a critical part in advancing the scientific, statistical, and model-based understanding of catastrophe risk across perils such as hurricanes, earthquakes, wildfires, floods, and severe convective storms. You’ll support the development and evaluation of catastrophe models, enhance internal risk views, and deliver insights to inform underwriting, portfolio management, and reinsurance strategy.

What you’d be doing:

• Evaluate third-party catastrophe models (e.g., RMS, Verisk, CoreLogic) and contribute to the development of internal risk views.
• Analyze large datasets (e.g., exposure data, claims data, hazard data) to assess model performance, validate assumptions, and identify improvement areas.
• Conduct claims analysis, event response, and post-event analytics.
• Support integration of climate science and emerging research into catastrophe risk analytics.
• Collaborate with internal stakeholders (underwriting, actuarial, reinsurance, risk, and data science teams) to apply research findings to business decisions.
• Design and implement tools, frameworks, or methodologies that improve model transparency and interpretability.
• Monitor and interpret academic, regulatory, and industry developments in catastrophe risk science and modeling.
• Ad hoc job duties as assigned.

We’re looking for someone who has:

• Advanced degree (Master’s or PhD) in Atmospheric Science, Hydrology, Earth Science, Engineering, Applied Mathematics, Statistics, or a related quantitative field.
• 5 years of experience in catastrophe modeling, natural hazard risk research, insurance analytics, or a related field.
• Proficiency with catastrophe modeling platforms (RMS, Verisk, AIR, etc.).
• Strong coding and data analysis skills (e.g., Python, R, SQL).
• Experience working with geospatial data and tools (e.g., GIS, QGIS, ArcGIS).
• Familiarity with stochastic simulation, probabilistic risk modeling, and related statistical methods.
• Strong critical thinking, problem-solving, and research skills.
• Excellent communication skills with the ability to explain complex concepts to non-technical audiences.
• Proven ability to work collaboratively in cross-functional, research-driven environments.

Highly preferred candidates also have:

• Experience in the (re)insurance, ILS, consulting, or catastrophe model vendor environment.
• Experience developing internal catastrophe models or integrating third-party models into portfolio management workflows.
• Familiarity with climate risk modeling and emerging methodologies in catastrophe risk R&D.
• Demonstrated track record of publishing or presenting research in the field of natural hazard modeling or risk analytics.

Catastrophe Risk R&D:

At SageSure, the Catastrophe Risk R&D team is redefining how the industry understands and manages catastrophe risk. We operate at the intersection of science, technology, data, and industry insight, developing a proprietary view of risk that goes beyond traditional models. Our work shapes risk management strategy, capital allocation, and external market positioning, directly influencing how SageSure protects policyholders and partners in catastrophe-exposed regions.

Join the team that sees risk differently—and proves it.

About SageSure:

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of inforce premium and helps protect more than 970,000 policyholders.

We have more than 1,000 employees in a distributed workforce environment across 12 offices—Fairfield, CA; Mountain View, CA; Cheshire, CT; Jacksonville, FL; Tallahassee, FL; Tampa, FL; Chicago, IL; Jersey City, NJ; Marlton, NJ; Cincinnati, OH; Houston, TX; Sheboygan, WI—who are tackling the industry’s toughest challenges.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.

Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.

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