Senior Mortgage Officer

THIS REQUIRES A LOCAL CANDIDATE

🎉 Exclusive Sign-On Bonus Opportunity 🎉

We’re offering a $5,000.00 sign-on bonus for the candidate selected for this role. The bonus will be paid after the successful completion of 90 days of continuous employment.

This is a unique incentive for this position, and our way of showing how excited we are to welcome the right person into our team.

Salary Range: $43,000 - $150,000.00  

This role is commission based and the annual earnings are based on production, with a minimum earnings of $43,000.00

Exact compensation may vary based on skill, experience and location.

POSITION PURPOSE

Responsible for originating real estate loans, contacting borrowers, and identifying the desires of the borrowers in order to help with their home financing needs.. Continually identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Network may consist of real estate professionals, builders, and professional and personal contacts, as well as other valuable referral sources, and is enhanced by the regular participation in business-related development opportunities, community efforts to promote homeownership, and membership in professional organizations.   

ESSENTIAL FUNCTIONS AND BASIC DUTIES

• Discuss SAFE’s mortgage programs with potential borrowers.
• Determine if applicants qualify for the requested mortgage; recommend appropriate mortgage programs.
• Submit timely, accurate, and complete mortgage files to Real Estate Lending for processing, underwriting, doc drawing, and funding.
• Meet minimum production goals, as assigned.
• Maintain current, complete, and accurate status in origination systems for all loans assigned.
• Develop referral sources in the community.
• Discuss other SAFE products and services with borrowers.
• Develop a business referral network through marketing, cold-calling, prospecting, and networking activities.
• Participate in community events to promote home ownership, discuss SAFE’s mortgage programs with potential borrowers.
• Develop a purchase pipeline by building a network of realtors who refer potential buyers, and through the realtor and builder association groups.
• Stay abreast of product, financing, technology, and marketing trends while representing SAFE in the community.
• Follow up on referrals in a timely fashion.
• Complete other duties, as assigned.

QUALIFICATIONS

Education/Certification:

Associate's degree or equivalent from a two-year college or technical school; and five to eight years of related experience and/or training; or an equivalent combination of education and experience.

Certification:

• NMLS license.

Required Knowledge:            

Five or more years of experience in mortgage sales. Knowledge of FNMA, HUD, USDA, VA, and FHLMC guidelines. Experience with Encompass preferred.