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Senior Underwriting Specialist, Private Non-Profit, Financial Lines

Risk Specialists Companies Insurance Agency, Inc.
Liberty, NY Full Time
POSTED ON 11/14/2025
AVAILABLE BEFORE 1/14/2026
Join us as a Senior Underwriting Specialist, Private Non-Profit, Financial Lines to play a highly influential role in protecting our clients and growing our business. Make your mark in Underwriting AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG. How you will create an impact This level underwriter typically handles accounts/clients which are greater in scope and complexity than those handled by a Senior UW or Underwriter. This role is the most senior level individual contributor position within the product. The role is expected to have increased involvement in the development of new business and industry networking, including conference attendance and business proposals. This level underwriter typically performs highly technical complex assignments within area of expertise. Provides technical direction to management, less senior underwriting staff, producers, and claims adjusting personnel. The role will be responsible for underwriting within Financial Lines product lines. May handle underwriting referrals within stated authority limits. Accepts, declines, or modifies new and renewal submissions submitted by brokers. Identifies exposures and analysis required to underwrite an account, as well as the coverage policies, and determines the exposures to loss assumed and restricted by the insuring agreements and the exclusions. Manages a book of business and may participate in the formulation of the budget relative to regional budget/goals. Establishes new business production goals and submission flow relative to the book of business. Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers while soliciting customer/producer input for improving and enhancing service. Develops and implements pricing and negotiation strategy, terms & conditions, and deal structures with brokers and clients while maintaining the quality of the risk and FL strategy. May review, evaluate and recommend modifications to underwriting guidelines. Participate in special underwriting projects as needed. Develop strong, long term relationships with brokers and clients to profitably grow a book of business. Provide superior customer service to brokers and clients. May draft manuscript endorsements that are particular to an underwriting exposure(s) for approval by legal. May be responsible for assigning and managing the work of a team of underwriters while providing guidance. Drive a culture that promotes collaboration, innovation, diversity and inclusion; successfully conduct talent acquisition, employee engagement and performance monitoring/evaluation work; lead through example. What you’ll need to succeed Leadership Skills: Strategic orientation, managing vision and purpose, developing organizational capability. Results orientation. Strong influencing and communications skills. Ability to work across multiple areas of company and industries. Ability to exercise good judgment, professionalism and diplomacy in decision making in individual and group interactions Strong Initiative and Drive – entrepreneurial spirit is required Excellent talent assessment and development skills Technical Skills and Experience: Minimum 7-9 years of Financial Lines Underwriting, Agency or Brokerage experience. Advanced knowledge of the US Financial Lines business (D&O, EPL, PTL, Cyber, Fidelity) including product features, forms, regulatory environment and risks etc. Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, exercise influence, and manage and prioritize multiple concurrent projects Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority Very strong verbal and written communication skills. Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions. Knowledge of market segmentation, portfolio management, acquisition and distribution. Experience with budgeting and expense control. Experience managing or leading a team. Ready to step up to new challenges? We would love to hear from you. For positions based in New York City, the base salary range is $120,000 - $162,000. In addition, the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. We’re proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits. #LI-AIG At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com. Functional Area: UW - Underwriting Risk Specialists Companies Insurance Agency, Inc. As a global risk leader with deep industry expertise and innovative solutions to smartly manage risk, AIG enables our clients’ growth in ways they never thought possible. We also do the same for our colleagues, because we know our people are our greatest strength – the source of every insight, every idea and every innovation. When we're working as one team to do what's right for our colleagues and our communities, we can achieve excellence together. We encourage colleagues to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs. Join our Talent Community. Additional information about AIG can be found at www.aig.com | YouTube | Instagram| LinkedIn.

Salary : $120,000 - $162,000

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