What are the responsibilities and job description for the Mortgage Closer position at REV Federal Credit Union?
Duties & Responsibilities
Education/Certification & Experience:
Behaviors
Preferred
Enthusiastic: Shows intense and eager enjoyment and interest
Dedicated: Devoted to a task or purpose with loyalty or integrity
Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Team Player: Works well as a member of a group
Motivations
Preferred
Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
Goal Completion: Inspired to perform well by the completion of tasks
Growth Opportunities: Inspired to perform well by the chance to take on more responsibility
Self-Starter: Inspired to perform without outside help
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
- Review and audit closing packages for accuracy and completeness
- Prepare credit and legal documentation packages for delivery
- Follow-up with title to correct errors and omissions in closing documents
- Transmit and/or deliver files to investors
- Transmit and/or deliver files to sub-servicer
- Follow-up with trailing documentation
- Ensure closed loan packages are delivered by deadline
- Correspond with Title companies and Attorneys
- Verifies that all stipulations requested are valid and met to ensure that loans are saleable/purchased
- Input data into investor delivery systems
- Adhere to investor delivery policies and procedures
- Collect and follow-up with title companies, attorneys and/or county recorder’s offices to obtain final loan documentation
- Prepare logs and update records
- Complies with Credit Union Policies and Procedures, as well as regulatory compliance
- Provides back-up to other Real Estate Lending staff as needed
- Assumes responsibilities for related duties as required or assigned
Education/Certification & Experience:
- One-three years’ experience processing conventional and government loans
- High school diploma or equivalent
- Knowledge of real estate lending criteria, compliance, federal/state regulations
- Excellent organizational, oral, and written communication skills
- Ability to perform in a fast-paced environment typical to Real Estate Lending
- Experience with Microsoft Office Suite
- Experience with Encompass Software is preferred
- Active NMLS number is required
Behaviors
Preferred
Enthusiastic: Shows intense and eager enjoyment and interest
Dedicated: Devoted to a task or purpose with loyalty or integrity
Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Team Player: Works well as a member of a group
Motivations
Preferred
Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
Goal Completion: Inspired to perform well by the completion of tasks
Growth Opportunities: Inspired to perform well by the chance to take on more responsibility
Self-Starter: Inspired to perform without outside help
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)